Sep, 30, 2025 — MISSISSIPPI COLLEGE EMPLOYEES FEDERAL CREDIT UNION is a federal credit union headquartered in CLINTON, MS with 1 branch location and about $2.06 million in total assets. Opened 68 years ago in 1958, MISSISSIPPI COLLEGE EMPLOYEES FEDERAL CREDIT UNION has about 166 members offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | MISSISSIPPI COLLEGE EMPLOYEES FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 200 Capitol St CLINTON, MS 39056-4026 |
| Phone: | (601) 925-3895 |
| Fax: | (601) 923-3864 |
| Website: | n/a |
| Branches: | 1 branch locations |
| Members: | 166 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 24895 |
|---|---|
| Membership Type: | Educational |
| Corporate Credit Union: | No |
| Year Opened: | 1958 |
| Last Audited: | Dec 01, 2024 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $2,059,991 |
| CEO/Manager: | Angela C Poole |
| Chairperson: | John Travis |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 154,026 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 0 |
| Unsecured Loans | 109,750 |
| Other Loans | 497,865 |
| TOTAL LOANS | 607,615 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -7,115 |
| Land And Building | 0 |
| Other Fixed Assets | 4 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 15,749 |
| All Other Assets | 0 |
| TOTAL ASSETS | 2,059,991 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 9,686 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 5,131 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 0 |
| Regular shares | 1,520,267 |
| All Other Shares & Deposits | 0 |
| TOTAL SHARES & DEPOSITS | 1,520,267 |
| TOTAL LIABILITIES | 1,535,084 |
| Regular Reserve | 0 |
| Other Reserves | 0 |
| Undivided Earnings | 524,907 |
| TOTAL EQUITY | 524,907 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 2,059,991 |
| INCOME & EXPENSE | |
| Loan Income | 38,789 |
| Investment Income | 29,652 |
| Other Income | 674 |
| Total Employee Compensation & Benefits | 23,928 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 16,475 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 12,094 |
| Cost of Funds | 36,257 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | -19,639 |
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