MID DELTA FEDERAL CREDIT UNION is no longer an active credit union according to the NCUA.
Sep, 30, 2025 — MID DELTA FEDERAL CREDIT UNION is a federal credit union headquartered in INDIANOLA, MS with 0 branch location and about $2.51 million in total assets. Opened 61 years ago in 1965, MID DELTA FEDERAL CREDIT UNION has about 835 members offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | MID DELTA FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | P O BOX 670 INDIANOLA, MS 38751 |
| Phone: | (662) 887-4347 |
| Fax: | (662) 887-3048 |
| Website: | n/a |
| Branches: | 0 branch locations |
| Members: | 835 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 24884 |
|---|---|
| Membership Type: | Multiple common bond - other |
| Corporate Credit Union: | No |
| Year Opened: | 1965 |
| Last Audited: | Aug 01, 2022 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $2,510,022 |
| CEO/Manager: | FAYE VANCE |
| Chairperson: | LINDELL KING |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 305,569 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 0 |
| Unsecured Loans | 178,500 |
| Other Loans | 450,285 |
| TOTAL LOANS | 628,785 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -10,057 |
| Land And Building | 0 |
| Other Fixed Assets | 0 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 19,292 |
| All Other Assets | 0 |
| TOTAL ASSETS | 2,510,022 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 8,100 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 0 |
| Regular shares | 1,946,493 |
| All Other Shares & Deposits | 0 |
| TOTAL SHARES & DEPOSITS | 1,946,493 |
| TOTAL LIABILITIES | 1,954,593 |
| Regular Reserve | 0 |
| Other Reserves | 42,629 |
| Undivided Earnings | 512,800 |
| TOTAL EQUITY | 555,429 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 2,510,022 |
| INCOME & EXPENSE | |
| Loan Income | 50,320 |
| Investment Income | 5,700 |
| Other Income | 28,875 |
| Total Employee Compensation & Benefits | 41,628 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 33,100 |
| Non-operating Income & (Expense) | 5 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 6,797 |
| Cost of Funds | 3,153 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 222 |
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