Sep, 30, 2025 — VICKSWOOD FEDERAL CREDIT UNION is a federal credit union headquartered in VICKSBURG, MS with 2 branch locations and about $11.20 million in total assets. Opened 59 years ago in 1967, VICKSWOOD FEDERAL CREDIT UNION has about 1,473 members and employs 4 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | VICKSWOOD FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 107 Thalweg Dr VICKSBURG, MS 39183 |
| Phone: | (601) 636-4434 |
| Fax: | (601) 638-4433 |
| Website: | https://www.vickswoodcu.com/ |
| Branches: | 2 branch locations |
| Members: | 1,473 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 24876 |
|---|---|
| Membership Type: | Multiple common bond - Primarily other manufacturing |
| Corporate Credit Union: | No |
| Year Opened: | 1967 |
| Last Audited: | May 01, 2025 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $11,199,014 |
| CEO/Manager: | Christi Page |
| Chairperson: | Tom Osburn |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 373,448 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 0 |
| Unsecured Loans | 426,260 |
| Other Loans | 4,586,099 |
| TOTAL LOANS | 5,012,359 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -9,187 |
| Land And Building | 378,571 |
| Other Fixed Assets | 3,669 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 86,124 |
| All Other Assets | 0 |
| TOTAL ASSETS | 11,199,014 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 8,136 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 72,557 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 280,184 |
| Regular shares | 7,805,995 |
| All Other Shares & Deposits | 177,500 |
| TOTAL SHARES & DEPOSITS | 8,263,678 |
| TOTAL LIABILITIES | 8,344,371 |
| Regular Reserve | 0 |
| Other Reserves | 0 |
| Undivided Earnings | 2,854,643 |
| TOTAL EQUITY | 2,854,643 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 11,199,014 |
| INCOME & EXPENSE | |
| Loan Income | 217,142 |
| Investment Income | 149,897 |
| Other Income | 38,160 |
| Total Employee Compensation & Benefits | 140,272 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 168,616 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 3,370 |
| Cost of Funds | 24,603 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 111,746 |
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