Sep, 30, 2025 — CREDIT UNION OF COLORADO is a federal credit union headquartered in DENVER, CO with 19 branch locations and about $2.58 billion in total assets. Opened 92 years ago in 1934, CREDIT UNION OF COLORADO has about 167,990 members and employs 412 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | CREDIT UNION OF COLORADO |
|---|---|
| Address: (Main Office) | 8959 E 40th Ave DENVER, CO 80238 |
| Phone: | (303) 832-4816 |
| Fax: | |
| Website: | https://www.cuofco.org |
| Branches: | 19 branch locations |
| Members: | 167,990 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 24854 |
|---|---|
| Membership Type: | Multiple common bond - Primarily federal, state, local government |
| Corporate Credit Union: | No |
| Year Opened: | 1934 |
| Last Audited: | Dec 01, 2024 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $2,582,765,898 |
| CEO/Manager: | Phil Smith |
| Chairperson: | Will Fleckenstein |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 218,913,695 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 859,620,348 |
| Unsecured Loans | 139,606,888 |
| Other Loans | 722,060,287 |
| TOTAL LOANS | 1,721,287,523 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -26,739,614 |
| Land And Building | 83,358,912 |
| Other Fixed Assets | 8,486,433 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 20,571,958 |
| All Other Assets | 1,102,526 |
| TOTAL ASSETS | 2,582,765,898 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 26,308,956 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 489,827,885 |
| Regular shares | 598,356,915 |
| All Other Shares & Deposits | 1,211,650,167 |
| TOTAL SHARES & DEPOSITS | 2,299,834,967 |
| TOTAL LIABILITIES | 2,326,143,923 |
| Regular Reserve | 0 |
| Other Reserves | 360,703 |
| Undivided Earnings | 256,261,272 |
| TOTAL EQUITY | 256,621,975 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 2,582,765,898 |
| INCOME & EXPENSE | |
| Loan Income | 83,785,122 |
| Investment Income | 35,695,471 |
| Other Income | 6,860,935 |
| Total Employee Compensation & Benefits | 33,982,802 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 33,395,596 |
| Non-operating Income & (Expense) | -7,807 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 22,460,821 |
| Cost of Funds | 45,614,345 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 7,478,813 |
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