ATL FEDERAL CREDIT UNION is no longer an active credit union according to the NCUA. If available, you can view their website at https://www.atlfcu.com for more information.
Sep, 30, 2025 — ATL FEDERAL CREDIT UNION is a federal credit union headquartered in WYOMING, MI with 1 branch location and about $15.26 million in total assets. Opened 70 years ago in 1956, ATL FEDERAL CREDIT UNION has about 1,800 members and employs 5 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | ATL FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 841 36TH ST SW WYOMING, MI 49509-3543 |
| Phone: | (616) 257-4285 |
| Fax: | (616) 249-3666 |
| Website: | https://www.atlfcu.com |
| Branches: | 1 branch locations |
| Members: | 1,800 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 24827 |
|---|---|
| Membership Type: | Community credit unions, urban or rural, other than those designated 'low income' |
| Corporate Credit Union: | No |
| Year Opened: | 1956 |
| Last Audited: | May 01, 2020 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $15,263,402 |
| CEO/Manager: | Robert C Shane |
| Chairperson: | Johanna Barrett |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 1,961,357 |
| TOTAL INVESTMENTS | 3,244,119 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 1,750,971 |
| Unsecured Loans | 630,701 |
| Other Loans | 6,842,144 |
| TOTAL LOANS | 9,223,816 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -117,193 |
| Land And Building | 299,302 |
| Other Fixed Assets | 19,260 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 127,161 |
| All Other Assets | 505,580 |
| TOTAL ASSETS | 15,263,402 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 1,567 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | -116,093 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 2,846,012 |
| Regular shares | 6,812,876 |
| All Other Shares & Deposits | 4,539,329 |
| TOTAL SHARES & DEPOSITS | 14,198,217 |
| TOTAL LIABILITIES | 14,083,691 |
| Regular Reserve | 556,000 |
| Other Reserves | 28,619 |
| Undivided Earnings | 595,092 |
| TOTAL EQUITY | 1,179,711 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 15,263,402 |
| INCOME & EXPENSE | |
| Loan Income | 503,282 |
| Investment Income | 93,331 |
| Other Income | 182,397 |
| Total Employee Compensation & Benefits | 221,717 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 466,214 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 20,622 |
| Cost of Funds | 219,509 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | -96,680 |
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