Sep, 30, 2025 — OAK CLIFF CHRISTIAN FEDERAL CREDIT UNION is a federal credit union headquartered in DALLAS, TX with 1 branch location and about $7.25 million in total assets. Opened 18 years ago in 2008, OAK CLIFF CHRISTIAN FEDERAL CREDIT UNION has about 1,536 members and employs 4 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | OAK CLIFF CHRISTIAN FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 1130 W Camp Wisdom Rd DALLAS, TX 75232-3404 |
| Phone: | (214) 672-9180 |
| Fax: | |
| Website: | https://www.occfcu.org |
| Branches: | 1 branch locations |
| Members: | 1,536 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 24804 |
|---|---|
| Membership Type: | Associational - Religious, other than those designated 'low-income' |
| Corporate Credit Union: | No |
| Year Opened: | 2008 |
| Last Audited: | Mar 01, 2025 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $7,248,721 |
| CEO/Manager: | Felishia C Smith |
| Chairperson: | Linda Bailey |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 1,175,253 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 0 |
| Unsecured Loans | 127,568 |
| Other Loans | 5,877,001 |
| TOTAL LOANS | 6,004,569 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -106,300 |
| Land And Building | 79,568 |
| Other Fixed Assets | 10,138 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 63,023 |
| All Other Assets | 0 |
| TOTAL ASSETS | 7,248,721 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 41,009 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 0 |
| Regular shares | 3,632,476 |
| All Other Shares & Deposits | 3,067,443 |
| TOTAL SHARES & DEPOSITS | 6,699,919 |
| TOTAL LIABILITIES | 6,740,928 |
| Regular Reserve | 0 |
| Other Reserves | 40,875 |
| Undivided Earnings | 466,918 |
| TOTAL EQUITY | 507,793 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 7,248,721 |
| INCOME & EXPENSE | |
| Loan Income | 265,645 |
| Investment Income | 4,472 |
| Other Income | 20,563 |
| Total Employee Compensation & Benefits | 159,171 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 134,278 |
| Non-operating Income & (Expense) | 176,500 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 2,932 |
| Cost of Funds | 55,859 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 126,440 |
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