Sep, 30, 2025 — SELF-HELP FEDERAL CREDIT UNION is a federal credit union headquartered in DURHAM, NC with 43 branch locations and about $2.34 billion in total assets. Opened 18 years ago in 2008, SELF-HELP FEDERAL CREDIT UNION has about 136,214 members and employs 416 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | SELF-HELP FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 301 W Main St DURHAM, NC 27701-3215 |
| Phone: | (919) 956-4600 |
| Fax: | |
| Website: | https://www.self-helpfcu.org |
| Branches: | 43 branch locations |
| Members: | 136,214 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 24802 |
|---|---|
| Membership Type: | Multiple common bond - other |
| Corporate Credit Union: | No |
| Year Opened: | 2008 |
| Last Audited: | Dec 01, 2024 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $2,343,602,607 |
| CEO/Manager: | Martin D Eakes |
| Chairperson: | Jose Caballero |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 592,669,847 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 1,388,944,449 |
| Unsecured Loans | 48,196,820 |
| Other Loans | 126,965,489 |
| TOTAL LOANS | 1,564,344,837 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -40,820,679 |
| Land And Building | 62,624,033 |
| Other Fixed Assets | 15,149,616 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 13,744,005 |
| All Other Assets | 1,053,160 |
| TOTAL ASSETS | 2,343,602,607 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 79,504 |
| Notes & Interest Payable | 11,890,000 |
| Accounts Payable & Other Liabilities | 41,171,621 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 409,250,000 |
| Share Drafts | 268,750,610 |
| Regular shares | 410,226,496 |
| All Other Shares & Deposits | 992,469,921 |
| TOTAL SHARES & DEPOSITS | 1,671,447,029 |
| TOTAL LIABILITIES | 2,133,871,155 |
| Regular Reserve | 0 |
| Other Reserves | 26,988,080 |
| Undivided Earnings | 182,743,372 |
| TOTAL EQUITY | 209,731,452 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 2,343,602,607 |
| INCOME & EXPENSE | |
| Loan Income | 72,426,942 |
| Investment Income | 16,715,873 |
| Other Income | 2,386,660 |
| Total Employee Compensation & Benefits | 27,510,723 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 23,226,891 |
| Non-operating Income & (Expense) | 4,227,203 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 1,950,284 |
| Cost of Funds | 31,338,490 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 15,430,149 |
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