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GATEWAY METRO FEDERAL CREDIT UNION

Sep, 30, 2025 — GATEWAY METRO FEDERAL CREDIT UNION is a federal credit union headquartered in SAINT LOUIS, MO with 6 branch locations and about $173.46 million in total assets. Opened 91 years ago in 1935, GATEWAY METRO FEDERAL CREDIT UNION has about 9,775 members and employs 59 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:GATEWAY METRO FEDERAL CREDIT UNION
Address:
(Main Office)
1001 Pine St
SAINT LOUIS, MO 63101
Phone:(314) 621-4575
Fax:(314) 621-3518
Website:https://www.gogmfcu.org
Branches:6 branch locations
Members:9,775
Credit Union Type:Federal Credit Union
Charter Number:24797
Membership Type:Community credit unions, urban or rural, other than those designated 'low income'
Corporate Credit Union:No
Year Opened:1935
Last Audited:Jun 01, 2025
FHLB Member:Yes
Low Income Designation:No
Assets:$173,455,630
CEO/Manager:Jerome Lewis
Chairperson:David Schmid

Call Report

  • Credit Builder
  • First Time Homebuyer Program
  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 12,778,530
TOTAL INVESTMENTS 0
Loans Held for Sale 0
 
 Real Estate Loans 67,963,180
 Unsecured Loans 4,633,336
 Other Loans 27,678,081
 TOTAL LOANS 100,274,596
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -1,001,206
 Land And Building 6,304,461
 Other Fixed Assets 642,867
 NCUSIF (National Credit Union Share Insurance Fund) Deposit 1,560,176
 All Other Assets 0
  TOTAL ASSETS 173,455,630
LIABILITIES & CAPITAL:  
 Dividends Payable 117,755
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 670,742
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 42,831,599
 Regular shares 54,921,108
 All Other Shares & Deposits 63,179,549
  TOTAL SHARES & DEPOSITS 160,932,257
  TOTAL LIABILITIES 161,720,754
 Regular Reserve 0
 Other Reserves -2,024,642
 Undivided Earnings 13,759,518
  TOTAL EQUITY 11,734,876
  TOTAL LIABILITIES, SHARES, & EQUITY 173,455,630
INCOME & EXPENSE  
 Loan Income 4,130,148
 Investment Income 1,179,543
 Other Income 1,546,579
 Total Employee Compensation & Benefits 3,010,356
 NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense 0
 Total Other Operating Expenses 2,947,661
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 182,606
 Cost of Funds 1,038,915
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) -146,274
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