Dec, 31, 2023 — ST. LOUIS COMMUNITY CREDIT UNION is a federally insured state chartered credit union headquartered in SAINT LOUIS, MO with 16 branch locations and about $397.31 million in total assets. Opened 82 years ago in 1942, ST. LOUIS COMMUNITY CREDIT UNION has about 54,989 members and employs 145 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | ST. LOUIS COMMUNITY CREDIT UNION |
|---|---|
| Address: (Main Office) | 3651 Forest Park Ave SAINT LOUIS, MO 63108 |
| Phone: | (314) 534-7610 |
| Fax: | (314) 533-5996 |
| Website: | https://www.stlouiscommunity.com |
| Branches: | 16 branch locations |
| Members: | 54,989 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 60400 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1942 |
| Last Audited: | Dec 01, 2022 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $397,305,468 |
| CEO/Manager: | Kirk Mills |
| Chairperson: | Angela Franks |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 71,160,133 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 79,895,607 |
| Unsecured Loans | 14,091,311 |
| Other Loans | 129,197,910 |
| TOTAL LOANS | 223,184,828 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -6,315,435 |
| Land And Building | 11,043,641 |
| Other Fixed Assets | 830,261 |
| NCUSIF Deposit | 3,364,261 |
| All Other Assets | 220,576 |
| TOTAL ASSETS | 397,305,468 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 34,308 |
| Notes & Interest Payable | 500,000 |
| Accounts Payable & Other Liabilities | 9,410,911 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 2,000,000 |
| Share Drafts | 73,666,756 |
| Regular shares | 165,233,533 |
| All Other Shares & Deposits | 101,034,213 |
| TOTAL SHARES & DEPOSITS | 339,934,502 |
| TOTAL LIABILITIES | 351,879,721 |
| Regular Reserve | 0 |
| Other Reserves | -7,401,541 |
| Undivided Earnings | 52,827,288 |
| TOTAL EQUITY | 45,425,747 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 397,305,468 |
| INCOME & EXPENSE | |
| Loan Income | 15,108,112 |
| Investment Income | 4,076,077 |
| Other Income | 12,782,541 |
| Total Employee Compensation & Benefits | 11,146,295 |
| NCUSIF Premiums Expense | 0 |
| Total Other Operating Expenses | 13,136,997 |
| Non-operating Income & (Expense) | 1,234,056 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 5,538,337 |
| Cost of Funds | 3,209,645 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 4,262,390 |
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