Jun, 30, 2024 — ST. LOUIS COMMUNITY CREDIT UNION is a federally insured state chartered credit union headquartered in SAINT LOUIS, MO with 16 branch locations and about $406.28 million in total assets. Opened 83 years ago in 1942, ST. LOUIS COMMUNITY CREDIT UNION has about 56,376 members and employs 154 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | ST. LOUIS COMMUNITY CREDIT UNION |
|---|---|
| Address: (Main Office) | 3651 Forest Park Ave SAINT LOUIS, MO 63108 |
| Phone: | (314) 534-7610 |
| Fax: | (314) 533-5996 |
| Website: | https://www.stlouiscommunity.com |
| Branches: | 16 branch locations |
| Members: | 56,376 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 60400 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1942 |
| Last Audited: | Dec 01, 2021 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $406,281,433 |
| CEO/Manager: | Kirk Mills |
| Chairperson: | Gerald Brooks |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 99,671,679 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 55,054,228 |
| Unsecured Loans | 13,052,129 |
| Other Loans | 117,960,747 |
| TOTAL LOANS | 186,067,104 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -4,467,698 |
| Land And Building | 12,939,969 |
| Other Fixed Assets | 885,425 |
| NCUSIF Deposit | 3,336,878 |
| All Other Assets | 0 |
| TOTAL ASSETS | 406,281,433 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 24,161 |
| Notes & Interest Payable | 500,000 |
| Accounts Payable & Other Liabilities | 10,902,695 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 2,000,000 |
| Share Drafts | 77,860,773 |
| Regular shares | 170,011,028 |
| All Other Shares & Deposits | 107,614,414 |
| TOTAL SHARES & DEPOSITS | 355,486,215 |
| TOTAL LIABILITIES | 368,913,071 |
| Regular Reserve | 0 |
| Other Reserves | -10,197,496 |
| Undivided Earnings | 47,565,858 |
| TOTAL EQUITY | 37,368,362 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 406,281,433 |
| INCOME & EXPENSE | |
| Loan Income | 8,021,913 |
| Investment Income | 1,742,373 |
| Other Income | 10,015,693 |
| Total Employee Compensation & Benefits | 8,144,426 |
| NCUSIF Premiums Expense | 0 |
| Total Other Operating Expenses | 9,126,193 |
| Non-operating Income & (Expense) | 943,390 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 2,181,849 |
| Cost of Funds | 688,536 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 2,030,190 |
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