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UNION BAPTIST CHURCH FEDERAL CREDIT UNION

Sep, 30, 2025 — UNION BAPTIST CHURCH FEDERAL CREDIT UNION is a federal credit union headquartered in FORT WAYNE, IN with 1 branch location and about $1.79 million in total assets. Opened 20 years ago in 2006, UNION BAPTIST CHURCH FEDERAL CREDIT UNION has about 294 members and employs 3 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:UNION BAPTIST CHURCH FEDERAL CREDIT UNION
Address:
(Main Office)
1830 Wayne Trce
FORT WAYNE, IN 46803-2657
Phone:(260) 456-1802
Fax:(260) 456-8880
Website:https://www.ubcfcu.org
Branches:1 branch locations
Members:294
Credit Union Type:Federal Credit Union
Charter Number:24781
Membership Type:Multiple common bond - other
Corporate Credit Union:No
Year Opened:2006
Last Audited:Nov 01, 2024
FHLB Member:No
Low Income Designation:No
Assets:$1,786,521
CEO/Manager:Diane Starks
Chairperson:Rudolph Lewis

Call Report

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 1,063,200
TOTAL INVESTMENTS 0
Loans Held for Sale 0
 
 Real Estate Loans 0
 Unsecured Loans 133,835
 Other Loans 583,905
 TOTAL LOANS 717,740
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) 915
 Land And Building 0
 Other Fixed Assets 734
 NCUSIF (National Credit Union Share Insurance Fund) Deposit 716
 All Other Assets 0
  TOTAL ASSETS 1,786,521
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 214,531
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 0
 Regular shares 188,448
 All Other Shares & Deposits 1,237,370
  TOTAL SHARES & DEPOSITS 1,425,818
  TOTAL LIABILITIES 1,640,349
 Regular Reserve 0
 Other Reserves 0
 Undivided Earnings 146,172
  TOTAL EQUITY 146,172
  TOTAL LIABILITIES, SHARES, & EQUITY 1,786,521
INCOME & EXPENSE  
 Loan Income 37,633
 Investment Income 13,740
 Other Income 4,761
 Total Employee Compensation & Benefits 60,561
 NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense 0
 Total Other Operating Expenses 118,813
 Non-operating Income & (Expense) 186,542
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 5,106
 Cost of Funds 32,740
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 25,456
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