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VULCRAFT EMPLOYEES FEDERAL CREDIT UNION

Jun, 30, 2024 — VULCRAFT EMPLOYEES FEDERAL CREDIT UNION is a federal credit union headquartered in SAINT JOE, IN with 3 branch locations and about $6.81 million in total assets. Opened 47 years ago in 1978, VULCRAFT EMPLOYEES FEDERAL CREDIT UNION has about 638 members offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:VULCRAFT EMPLOYEES FEDERAL CREDIT UNION
Address:
(Main Office)
6610 COUNTY ROAD 60A
SAINT JOE, IN 46785-9601
Phone:(260) 337-1808
Fax:(260) 337-1801
Website:https://vulcraftfcu.com
Branches:3 branch locations
Members:638
Credit Union Type:Federal Credit Union
Charter Number:23287
Membership Type:Manufacturing - All Other
Corporate Credit Union:No
Year Opened:1978
Last Audited:Dec 01, 2021
FHLB Member:No
Low Income Designation:No
Assets:$6,809,236
CEO/Manager:LINDA K YODER
Chairperson:JAYME HUDSON

Call Report

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 819,449
TOTAL INVESTMENTS 0
Loans Held for Sale 0
 
 Real Estate Loans 0
 Unsecured Loans 542,140
 Other Loans 4,190,711
 TOTAL LOANS 4,732,851
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -63,668
 Land And Building 0
 Other Fixed Assets 0
 NCUSIF Deposit 58,501
 All Other Assets 0
  TOTAL ASSETS 6,809,236
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 3,415
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 218,693
 Regular shares 3,889,552
 All Other Shares & Deposits 1,975,109
  TOTAL SHARES & DEPOSITS 6,083,354
  TOTAL LIABILITIES 6,086,769
 Regular Reserve 0
 Other Reserves 57,543
 Undivided Earnings 664,924
  TOTAL EQUITY 722,467
  TOTAL LIABILITIES, SHARES, & EQUITY 6,809,236
INCOME & EXPENSE  
 Loan Income 144,618
 Investment Income 5,224
 Other Income 1,324
 Total Employee Compensation & Benefits 45,065
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 39,783
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 9,000
 Cost of Funds 23,225
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 38,351
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