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VULCRAFT EMPLOYEES FEDERAL CREDIT UNION

Dec, 31, 2021 — VULCRAFT EMPLOYEES FEDERAL CREDIT UNION is a federal credit union headquartered in SAINT JOE, IN with 3 branch locations and about $6.53 million in total assets. Opened 44 years ago in 1978, VULCRAFT EMPLOYEES FEDERAL CREDIT UNION has about 665 members offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:VULCRAFT EMPLOYEES FEDERAL CREDIT UNION
Address:
(Main Office)
6610 COUNTY ROAD 60A
SAINT JOE, IN 46785-9601
Phone:(260) 337-1808
Fax:(260) 337-1801
Website:http://vulcraftfcu.com
Branches:3 branch locations
Members:665
Credit Union Type:Federal Credit Union
Charter Number:23287
Membership Type:Manufacturing - All Other
Corporate Credit Union:No
Year Opened:1978
Last Audited:Dec 01, 2020
FHLB Member:No
Low Income Designation:No
Assets:$6,534,166
CEO/Manager:LINDA K YODER
Chairperson:JAYME HUDSON

Call Report

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 1,121,443
TOTAL INVESTMENTS 1,502,500
Loans Held for Sale 0
 
 Real Estate Loans 0
 Unsecured Loans 503,463
 Other Loans 3,412,181
 TOTAL LOANS 3,915,644
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -61,918
 Land And Building 0
 Other Fixed Assets 0
 NCUSIF Deposit 51,881
 All Other Assets 4,616
  TOTAL ASSETS 6,534,166
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 0
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 241,722
 Regular shares 3,752,820
 All Other Shares & Deposits 1,855,508
  TOTAL SHARES & DEPOSITS 5,850,050
  TOTAL LIABILITIES 5,850,050
 Regular Reserve 57,543
 Other Reserves 0
 Undivided Earnings 626,573
  TOTAL EQUITY 684,116
  TOTAL LIABILITIES, SHARES, & EQUITY 6,534,166
INCOME & EXPENSE  
 Loan Income 178,568
 Investment Income 504
 Other Income 320
 Total Employee Compensation & Benefits 53,174
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 43,691
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 12,000
 Cost of Funds 47,173
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 41,303
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