Mar, 31, 2021 — VULCRAFT EMPLOYEES FEDERAL CREDIT UNION is a federal credit union headquartered in ST JOE, IN with 3 branch locations and about $6.46 million in total assets. Opened 43 years ago in 1978, VULCRAFT EMPLOYEES FEDERAL CREDIT UNION has about 663 members offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | VULCRAFT EMPLOYEES FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | PO BOX 1000 ST JOE, IN 46785 |
| Phone: | (260) 337-1808 |
| Fax: | (260) 337-1801 |
| Website: | http://vulcraftfcu.com |
| Branches: | 3 branch locations |
| Members: | 663 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 23287 |
|---|---|
| Membership Type: | Manufacturing - All Other |
| Corporate Credit Union: | No |
| Year Opened: | 1978 |
| Last Audited: | Dec 01, 2019 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $6,456,170 |
| CEO/Manager: | LINDA K YODER |
| Chairperson: | JAYME HUDSON |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 2,900,411 |
| TOTAL INVESTMENTS | 252,500 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 0 |
| Unsecured Loans | 430,841 |
| Other Loans | 2,881,228 |
| TOTAL LOANS | 3,312,069 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -52,918 |
| Land And Building | 0 |
| Other Fixed Assets | 0 |
| NCUSIF Deposit | 37,160 |
| All Other Assets | 6,948 |
| TOTAL ASSETS | 6,456,170 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 624 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 330,308 |
| Regular shares | 3,722,000 |
| All Other Shares & Deposits | 1,752,505 |
| TOTAL SHARES & DEPOSITS | 5,804,813 |
| TOTAL LIABILITIES | 5,805,437 |
| Regular Reserve | 57,543 |
| Other Reserves | 0 |
| Undivided Earnings | 593,190 |
| TOTAL EQUITY | 650,733 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 6,456,170 |
| INCOME & EXPENSE | |
| Loan Income | 44,232 |
| Investment Income | 47 |
| Other Income | 20 |
| Total Employee Compensation & Benefits | 9,764 |
| NCUSIF Premiums Expense | 0 |
| Total Other Operating Expenses | 9,860 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 3,000 |
| Cost of Funds | 13,779 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 7,919 |
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