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VULCRAFT EMPLOYEES FEDERAL CREDIT UNION

Mar, 31, 2021 — VULCRAFT EMPLOYEES FEDERAL CREDIT UNION is a federal credit union headquartered in ST JOE, IN with 3 branch locations and about $6.46 million in total assets. Opened 43 years ago in 1978, VULCRAFT EMPLOYEES FEDERAL CREDIT UNION has about 663 members offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:VULCRAFT EMPLOYEES FEDERAL CREDIT UNION
Address:
(Main Office)
PO BOX 1000
ST JOE, IN 46785
Phone:(260) 337-1808
Fax:(260) 337-1801
Website:http://vulcraftfcu.com
Branches:3 branch locations
Members:663
Credit Union Type:Federal Credit Union
Charter Number:23287
Membership Type:Manufacturing - All Other
Corporate Credit Union:No
Year Opened:1978
Last Audited:Dec 01, 2019
FHLB Member:No
Low Income Designation:No
Assets:$6,456,170
CEO/Manager:LINDA K YODER
Chairperson:JAYME HUDSON

Call Report

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 2,900,411
TOTAL INVESTMENTS 252,500
Loans Held for Sale 0
 
 Real Estate Loans 0
 Unsecured Loans 430,841
 Other Loans 2,881,228
 TOTAL LOANS 3,312,069
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -52,918
 Land And Building 0
 Other Fixed Assets 0
 NCUSIF Deposit 37,160
 All Other Assets 6,948
  TOTAL ASSETS 6,456,170
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 624
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 330,308
 Regular shares 3,722,000
 All Other Shares & Deposits 1,752,505
  TOTAL SHARES & DEPOSITS 5,804,813
  TOTAL LIABILITIES 5,805,437
 Regular Reserve 57,543
 Other Reserves 0
 Undivided Earnings 593,190
  TOTAL EQUITY 650,733
  TOTAL LIABILITIES, SHARES, & EQUITY 6,456,170
INCOME & EXPENSE  
 Loan Income 44,232
 Investment Income 47
 Other Income 20
 Total Employee Compensation & Benefits 9,764
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 9,860
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 3,000
 Cost of Funds 13,779
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 7,919
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