Jun, 30, 2024 — VULCRAFT EMPLOYEES FEDERAL CREDIT UNION is a federal credit union headquartered in SAINT JOE, IN with 3 branch locations and about $6.81 million in total assets. Opened 47 years ago in 1978, VULCRAFT EMPLOYEES FEDERAL CREDIT UNION has about 638 members offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
Name: | VULCRAFT EMPLOYEES FEDERAL CREDIT UNION |
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Address: (Main Office) | 6610 COUNTY ROAD 60A SAINT JOE, IN 46785-9601 |
Phone: | (260) 337-1808 |
Fax: | (260) 337-1801 |
Website: | https://vulcraftfcu.com |
Branches: | 3 branch locations |
Members: | 638 |
Credit Union Type: | Federal Credit Union |
Charter Number: | 23287 |
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Membership Type: | Manufacturing - All Other |
Corporate Credit Union: | No |
Year Opened: | 1978 |
Last Audited: | Dec 01, 2021 |
FHLB Member: | No |
Low Income Designation: | No |
Assets: | $6,809,236 |
CEO/Manager: | LINDA K YODER |
Chairperson: | JAYME HUDSON |
ASSETS: | $ Amount |
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Cash & Equivalents | 819,449 |
TOTAL INVESTMENTS | 0 |
Loans Held for Sale | 0 |
Real Estate Loans | 0 |
Unsecured Loans | 542,140 |
Other Loans | 4,190,711 |
TOTAL LOANS | 4,732,851 |
(Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -63,668 |
Land And Building | 0 |
Other Fixed Assets | 0 |
NCUSIF Deposit | 58,501 |
All Other Assets | 0 |
TOTAL ASSETS | 6,809,236 |
LIABILITIES & CAPITAL: | |
Dividends Payable | 0 |
Notes & Interest Payable | 0 |
Accounts Payable & Other Liabilities | 3,415 |
Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
Share Drafts | 218,693 |
Regular shares | 3,889,552 |
All Other Shares & Deposits | 1,975,109 |
TOTAL SHARES & DEPOSITS | 6,083,354 |
TOTAL LIABILITIES | 6,086,769 |
Regular Reserve | 0 |
Other Reserves | 57,543 |
Undivided Earnings | 664,924 |
TOTAL EQUITY | 722,467 |
TOTAL LIABILITIES, SHARES, & EQUITY | 6,809,236 |
INCOME & EXPENSE | |
Loan Income | 144,618 |
Investment Income | 5,224 |
Other Income | 1,324 |
Total Employee Compensation & Benefits | 45,065 |
NCUSIF Premiums Expense | 0 |
Total Other Operating Expenses | 39,783 |
Non-operating Income & (Expense) | 0 |
NCUSIF Stabilization Income | N/A |
Provision for Loan/Lease Losses or Total Credit Loss Expense | 9,000 |
Cost of Funds | 23,225 |
NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
Net Income (Loss) | 38,351 |
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