Sep, 30, 2025 — 1ST FINANCIAL FEDERAL CREDIT UNION is a federal credit union headquartered in WENTZVILLE, MO with 5 branch locations and about $382.78 million in total assets. Opened 58 years ago in 1968, 1ST FINANCIAL FEDERAL CREDIT UNION has about 40,706 members and employs 137 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | 1ST FINANCIAL FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 1232 Wentzville Pkwy WENTZVILLE, MO 63385-3868 |
| Phone: | (636) 916-8300 |
| Fax: | |
| Website: | https://www.alltrucu.org |
| Branches: | 5 branch locations |
| Members: | 40,706 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 24774 |
|---|---|
| Membership Type: | Community credit unions, urban or rural, other than those designated 'low income' |
| Corporate Credit Union: | No |
| Year Opened: | 1968 |
| Last Audited: | Dec 01, 2024 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $382,775,388 |
| CEO/Manager: | Michelle Rosner |
| Chairperson: | Gina Hakenewerth |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 12,951,484 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 51,270,072 |
| Unsecured Loans | 12,191,014 |
| Other Loans | 250,815,816 |
| TOTAL LOANS | 314,276,903 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -8,226,043 |
| Land And Building | 13,716,330 |
| Other Fixed Assets | 1,412,279 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 3,018,278 |
| All Other Assets | 135,864 |
| TOTAL ASSETS | 382,775,388 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 6,757,695 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 84,020,190 |
| Regular shares | 143,758,904 |
| All Other Shares & Deposits | 116,555,655 |
| TOTAL SHARES & DEPOSITS | 344,334,751 |
| TOTAL LIABILITIES | 351,092,446 |
| Regular Reserve | 0 |
| Other Reserves | 30,348,712 |
| Undivided Earnings | 1,334,230 |
| TOTAL EQUITY | 31,682,942 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 382,775,388 |
| INCOME & EXPENSE | |
| Loan Income | 18,565,969 |
| Investment Income | 1,113,545 |
| Other Income | 3,028,664 |
| Total Employee Compensation & Benefits | 8,256,455 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 7,262,405 |
| Non-operating Income & (Expense) | -195,744 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 4,977,662 |
| Cost of Funds | 3,560,643 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 3,480,953 |
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