Sep, 30, 2025 — AMERICA FIRST CREDIT UNION is a federal credit union headquartered in RIVERDALE, UT with 115 branch locations and about $23.32 billion in total assets. Opened 87 years ago in 1939, AMERICA FIRST CREDIT UNION has more than 1.5 million members and employs 3,514 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | AMERICA FIRST CREDIT UNION |
|---|---|
| Address: (Main Office) | 4774 S 1300 W Bldg 3 RIVERDALE, UT 84405-3621 |
| Phone: | (801) 627-0900 |
| Fax: | (801) 827-8342 |
| Website: | https://www.americafirst.com |
| Branches: | 115 branch locations |
| Members: | 1,537,194 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 24694 |
|---|---|
| Membership Type: | Multiple common bond - other |
| Corporate Credit Union: | No |
| Year Opened: | 1939 |
| Last Audited: | Dec 01, 2024 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $23,323,084,172 |
| CEO/Manager: | Thayne Shaffer |
| Chairperson: | Linda Carver |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 2,641,491,120 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 22,772,094 |
| Real Estate Loans | 5,744,095,984 |
| Unsecured Loans | 1,302,945,429 |
| Other Loans | 9,368,460,199 |
| TOTAL LOANS | 16,419,604,159 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -309,585,118 |
| Land And Building | 390,055,633 |
| Other Fixed Assets | 71,448,784 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 170,481,111 |
| All Other Assets | 13,245,172 |
| TOTAL ASSETS | 23,323,084,172 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 30,829,488 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 205,460,283 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 3,485,164,288 |
| Regular shares | 2,767,936,988 |
| All Other Shares & Deposits | 14,175,443,933 |
| TOTAL SHARES & DEPOSITS | 20,428,545,209 |
| TOTAL LIABILITIES | 20,669,254,180 |
| Regular Reserve | 0 |
| Other Reserves | 2,397,746,285 |
| Undivided Earnings | 256,083,707 |
| TOTAL EQUITY | 2,653,829,992 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 23,323,084,172 |
| INCOME & EXPENSE | |
| Loan Income | 838,402,661 |
| Investment Income | 142,070,887 |
| Other Income | 88,904,149 |
| Total Employee Compensation & Benefits | 214,494,217 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 239,770,738 |
| Non-operating Income & (Expense) | 2,311,016 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 136,833,797 |
| Cost of Funds | 360,014,743 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 255,676,653 |
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