Sep, 30, 2025 — UNITED NEIGHBORHOOD FEDERAL CREDIT UNION is a federal credit union headquartered in AUGUSTA, GA with 2 branch locations and about $3.24 million in total assets. Opened 24 years ago in 2002, UNITED NEIGHBORHOOD FEDERAL CREDIT UNION has about 645 members and employs 3 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | UNITED NEIGHBORHOOD FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 1434 Poplar St AUGUSTA, GA 30901 |
| Phone: | (706) 823-6378 |
| Fax: | (706) 828-4991 |
| Website: | https://www.unitedneighborhoodfcu.o |
| Branches: | 2 branch locations |
| Members: | 645 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 24683 |
|---|---|
| Membership Type: | Associational - Religious, other than those designated 'low-income' |
| Corporate Credit Union: | No |
| Year Opened: | 2002 |
| Last Audited: | Mar 01, 2025 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $3,241,380 |
| CEO/Manager: | Idella H Starks |
| Chairperson: | Xavier Creekmur |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 1,239,597 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 0 |
| Unsecured Loans | 201,983 |
| Other Loans | 1,767,496 |
| TOTAL LOANS | 1,969,479 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -13,709 |
| Land And Building | 0 |
| Other Fixed Assets | 0 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 31,015 |
| All Other Assets | 0 |
| TOTAL ASSETS | 3,241,380 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 7,221 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 14,932 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 274,063 |
| Regular shares | 2,159,740 |
| All Other Shares & Deposits | 459,100 |
| TOTAL SHARES & DEPOSITS | 2,892,903 |
| TOTAL LIABILITIES | 2,915,056 |
| Regular Reserve | 0 |
| Other Reserves | 2,121 |
| Undivided Earnings | 324,203 |
| TOTAL EQUITY | 326,324 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 3,241,380 |
| INCOME & EXPENSE | |
| Loan Income | 118,304 |
| Investment Income | 14,508 |
| Other Income | 10,218 |
| Total Employee Compensation & Benefits | 75,444 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 71,818 |
| Non-operating Income & (Expense) | 26,000 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 10,500 |
| Cost of Funds | 15,299 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | -1,806 |
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