Sep, 30, 2025 — TINKER FEDERAL CREDIT UNION is a federal credit union headquartered in OKLAHOMA CITY, OK with 34 branch locations and about $6.17 billion in total assets. Opened 80 years ago in 1946, TINKER FEDERAL CREDIT UNION has about 480,438 members and employs 1,022 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | TINKER FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 715 Metropolitan Ave OKLAHOMA CITY, OK 73108-2054 |
| Phone: | (405) 732-0324 |
| Fax: | (405) 443-2751 |
| Website: | https://www.tinkerfcu.org |
| Branches: | 34 branch locations |
| Members: | 480,438 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 24524 |
|---|---|
| Membership Type: | Multiple common bond - Primarily military |
| Corporate Credit Union: | No |
| Year Opened: | 1946 |
| Last Audited: | Dec 01, 2024 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $6,167,614,575 |
| CEO/Manager: | David Willis |
| Chairperson: | Eldon Overstreet |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 885,794,156 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 743,443,689 |
| Unsecured Loans | 330,307,786 |
| Other Loans | 2,342,852,546 |
| TOTAL LOANS | 3,461,166,956 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -53,707,596 |
| Land And Building | 76,889,467 |
| Other Fixed Assets | 12,266,724 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 44,541,858 |
| All Other Assets | 4,649,484 |
| TOTAL ASSETS | 6,167,614,575 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 2,025,530 |
| Notes & Interest Payable | 200,000,000 |
| Accounts Payable & Other Liabilities | 60,551,715 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 1,127,964,715 |
| Regular shares | 1,008,716,316 |
| All Other Shares & Deposits | 2,948,780,760 |
| TOTAL SHARES & DEPOSITS | 5,085,461,791 |
| TOTAL LIABILITIES | 5,349,584,318 |
| Regular Reserve | 0 |
| Other Reserves | -46,035,771 |
| Undivided Earnings | 864,066,028 |
| TOTAL EQUITY | 818,030,257 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 6,167,614,575 |
| INCOME & EXPENSE | |
| Loan Income | 176,576,249 |
| Investment Income | 61,694,793 |
| Other Income | 41,974,628 |
| Total Employee Compensation & Benefits | 86,851,220 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 65,501,757 |
| Non-operating Income & (Expense) | 62,093 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 26,612,500 |
| Cost of Funds | 70,478,717 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 41,821,989 |
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