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BP FEDERAL CREDIT UNION

Sep, 30, 2025 — BP FEDERAL CREDIT UNION is a federal credit union headquartered in HOUSTON, TX with 4 branch locations and about $123.04 million in total assets. Opened 89 years ago in 1937, BP FEDERAL CREDIT UNION has about 6,499 members and employs 21 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


ABA Routing Number: 313082906
Name:BP FEDERAL CREDIT UNION
Address:
(Main Office)
13501 Katy Fwy Ste 1150
HOUSTON, TX 77079-1319
Phone:(281) 870-8000
Fax:
Website:https://www.bpfcu.org
Branches:4 branch locations
Members:6,499
Credit Union Type:Federal Credit Union
Charter Number:24445
Membership Type:Multiple common bond - Primarily petroleum refining
Corporate Credit Union:No
Year Opened:1937
Last Audited:Sep 01, 2024
FHLB Member:No
Low Income Designation:No
Assets:$123,044,730
CEO/Manager:Robert Corolla
Chairperson:Janiece Andrus

Call Report

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Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 6,933,632
TOTAL INVESTMENTS 0
Loans Held for Sale 0
 
 Real Estate Loans 90,064,952
 Unsecured Loans 5,281,299
 Other Loans 14,412,998
 TOTAL LOANS 111,509,090
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -71,909
 Land And Building 0
 Other Fixed Assets 538,571
 NCUSIF (National Credit Union Share Insurance Fund) Deposit 995,135
 All Other Assets 0
  TOTAL ASSETS 123,044,730
LIABILITIES & CAPITAL:  
 Dividends Payable 1,766
 Notes & Interest Payable 332,421
 Accounts Payable & Other Liabilities 248,688
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 33,712,215
 Regular shares 26,382,127
 All Other Shares & Deposits 45,308,988
  TOTAL SHARES & DEPOSITS 105,403,330
  TOTAL LIABILITIES 105,986,205
 Regular Reserve 0
 Other Reserves 741,831
 Undivided Earnings 16,316,694
  TOTAL EQUITY 17,058,525
  TOTAL LIABILITIES, SHARES, & EQUITY 123,044,730
INCOME & EXPENSE  
 Loan Income 4,110,074
 Investment Income 86,887
 Other Income 93,858
 Total Employee Compensation & Benefits 1,674,899
 NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense 0
 Total Other Operating Expenses 1,516,923
 Non-operating Income & (Expense) -16
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 211,778
 Cost of Funds 1,365,404
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) -139,666
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