Sep, 30, 2025 — LOCAL UNION 392 FEDERAL CREDIT UNION is a federal credit union headquartered in CINCINNATI, OH with 1 branch location and about $16.53 million in total assets. Opened 44 years ago in 1982, LOCAL UNION 392 FEDERAL CREDIT UNION has about 2,733 members and employs 3 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | LOCAL UNION 392 FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 1228 Central Pkwy Ste 302 CINCINNATI, OH 45202 |
| Phone: | (513) 621-4600 |
| Fax: | (513) 621-6609 |
| Website: | https://www.392fcu.org |
| Branches: | 1 branch locations |
| Members: | 2,733 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 24373 |
|---|---|
| Membership Type: | Associational - Fraternal, other than those designated 'low-income' |
| Corporate Credit Union: | No |
| Year Opened: | 1982 |
| Last Audited: | Jun 01, 2025 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $16,526,380 |
| CEO/Manager: | Valerie Fortman |
| Chairperson: | Donny Knight |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 2,465,730 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 0 |
| Unsecured Loans | 2,006,304 |
| Other Loans | 7,776,410 |
| TOTAL LOANS | 9,782,714 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -190,455 |
| Land And Building | 0 |
| Other Fixed Assets | 17,953 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 126,567 |
| All Other Assets | 0 |
| TOTAL ASSETS | 16,526,380 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 92,193 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 682,336 |
| Regular shares | 11,682,828 |
| All Other Shares & Deposits | 1,418,100 |
| TOTAL SHARES & DEPOSITS | 13,783,265 |
| TOTAL LIABILITIES | 13,875,458 |
| Regular Reserve | 0 |
| Other Reserves | 53,976 |
| Undivided Earnings | 2,596,946 |
| TOTAL EQUITY | 2,650,922 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 16,526,380 |
| INCOME & EXPENSE | |
| Loan Income | 555,035 |
| Investment Income | 165,256 |
| Other Income | 26,645 |
| Total Employee Compensation & Benefits | 239,123 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 274,603 |
| Non-operating Income & (Expense) | 23,797 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 10,000 |
| Cost of Funds | 55,560 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 191,447 |
| ↑ Back to Top | |