Sep, 30, 2025 — RIVER TOWN FEDERAL CREDIT UNION is a federal credit union headquartered in FORT SMITH, AR with 1 branch location and about $14.10 million in total assets. Opened 68 years ago in 1958, RIVER TOWN FEDERAL CREDIT UNION has about 2,392 members and employs 8 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | RIVER TOWN FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 1001 S 21st St FORT SMITH, AR 72901-4007 |
| Phone: | (479) 784-5600 |
| Fax: | (479) 784-5606 |
| Website: | https://www.rivertownfcu.org |
| Branches: | 1 branch locations |
| Members: | 2,392 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 24257 |
|---|---|
| Membership Type: | Community credit unions, urban or rural, other than those designated 'low income' |
| Corporate Credit Union: | No |
| Year Opened: | 1958 |
| Last Audited: | Nov 01, 2024 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $14,103,832 |
| CEO/Manager: | Dianna Sharum |
| Chairperson: | William Loyd |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 1,439,049 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 156,915 |
| Unsecured Loans | 683,838 |
| Other Loans | 8,815,303 |
| TOTAL LOANS | 9,656,056 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -7,734 |
| Land And Building | 702,259 |
| Other Fixed Assets | 57,158 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 142,946 |
| All Other Assets | 0 |
| TOTAL ASSETS | 14,103,832 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 91 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 78,602 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 2,194,000 |
| Regular shares | 6,364,392 |
| All Other Shares & Deposits | 3,097,451 |
| TOTAL SHARES & DEPOSITS | 11,655,843 |
| TOTAL LIABILITIES | 11,734,536 |
| Regular Reserve | 0 |
| Other Reserves | 481,598 |
| Undivided Earnings | 1,887,698 |
| TOTAL EQUITY | 2,369,296 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 14,103,832 |
| INCOME & EXPENSE | |
| Loan Income | 484,442 |
| Investment Income | 86,500 |
| Other Income | 84,045 |
| Total Employee Compensation & Benefits | 300,062 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 395,677 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | -8,614 |
| Cost of Funds | 75,276 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 25,195 |
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