Sep, 30, 2025 — USEM MENA FEDERAL CREDIT UNION is a federal credit union headquartered in MENA, AR with 1 branch location and about $1.74 million in total assets. Opened 59 years ago in 1967, USEM MENA FEDERAL CREDIT UNION has about 398 members offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | USEM MENA FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 500 Morrow St N MENA, AR 71953 |
| Phone: | (479) 394-8719 |
| Fax: | (479) 394-8719 |
| Website: | https://www.usem.virtualcu.net/ |
| Branches: | 1 branch locations |
| Members: | 398 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 18343 |
|---|---|
| Membership Type: | Multiple common bond - Primarily machinery |
| Corporate Credit Union: | No |
| Year Opened: | 1967 |
| Last Audited: | Aug 01, 2025 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $1,742,556 |
| CEO/Manager: | Lisa Doughty |
| Chairperson: | Brent Toon |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 51,805 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 0 |
| Unsecured Loans | 190,656 |
| Other Loans | 876,019 |
| TOTAL LOANS | 1,066,674 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -848 |
| Land And Building | 0 |
| Other Fixed Assets | 997 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 12,682 |
| All Other Assets | 0 |
| TOTAL ASSETS | 1,742,556 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 2,896 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 0 |
| Regular shares | 1,177,984 |
| All Other Shares & Deposits | 0 |
| TOTAL SHARES & DEPOSITS | 1,177,984 |
| TOTAL LIABILITIES | 1,180,880 |
| Regular Reserve | 0 |
| Other Reserves | 58,919 |
| Undivided Earnings | 502,757 |
| TOTAL EQUITY | 561,676 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 1,742,556 |
| INCOME & EXPENSE | |
| Loan Income | 50,687 |
| Investment Income | 22,151 |
| Other Income | 3,271 |
| Total Employee Compensation & Benefits | 16,929 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 33,800 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 0 |
| Cost of Funds | 12,723 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 12,657 |
| ↑ Back to Top | |