Sep, 30, 2025 — EVERGLADES FEDERAL CREDIT UNION is a federal credit union headquartered in CLEWISTON, FL with 1 branch location and about $54.41 million in total assets. Opened 41 years ago in 1985, EVERGLADES FEDERAL CREDIT UNION has about 5,429 members and employs 17 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | EVERGLADES FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 1099 W Ventura Ave CLEWISTON, FL 33440-3416 |
| Phone: | (863) 983-5141 |
| Fax: | (863) 983-3966 |
| Website: | https://www.evergladesfcu.com |
| Branches: | 1 branch locations |
| Members: | 5,429 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 24204 |
|---|---|
| Membership Type: | Community credit unions, urban or rural, other than those designated 'low income' |
| Corporate Credit Union: | No |
| Year Opened: | 1985 |
| Last Audited: | Mar 01, 2025 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $54,406,935 |
| CEO/Manager: | Marta Betancourt |
| Chairperson: | Rhonda Davis |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 6,357,861 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 6,651,231 |
| Unsecured Loans | 4,821,902 |
| Other Loans | 23,645,945 |
| TOTAL LOANS | 35,119,078 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -285,108 |
| Land And Building | 1,313,799 |
| Other Fixed Assets | 212,959 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 472,346 |
| All Other Assets | 0 |
| TOTAL ASSETS | 54,406,935 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 248,206 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 7,512,049 |
| Regular shares | 22,896,300 |
| All Other Shares & Deposits | 18,273,343 |
| TOTAL SHARES & DEPOSITS | 48,681,692 |
| TOTAL LIABILITIES | 48,929,898 |
| Regular Reserve | 0 |
| Other Reserves | 0 |
| Undivided Earnings | 5,477,037 |
| TOTAL EQUITY | 5,477,037 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 54,406,935 |
| INCOME & EXPENSE | |
| Loan Income | 1,378,520 |
| Investment Income | 363,022 |
| Other Income | 586,850 |
| Total Employee Compensation & Benefits | 818,326 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 947,517 |
| Non-operating Income & (Expense) | -18,781 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 116,253 |
| Cost of Funds | 335,460 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 211,716 |
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