Sep, 30, 2025 — CENTRAL NEBRASKA FEDERAL CREDIT UNION is a federal credit union headquartered in GRAND ISLAND, NE with 1 branch location and about $11.76 million in total assets. Opened 77 years ago in 1949, CENTRAL NEBRASKA FEDERAL CREDIT UNION has about 1,122 members and employs 3 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | CENTRAL NEBRASKA FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 609 S Locust St GRAND ISLAND, NE 68801-6762 |
| Phone: | (308) 382-5041 |
| Fax: | (308) 382-5613 |
| Website: | https://www.cnfcu.com |
| Branches: | 1 branch locations |
| Members: | 1,122 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 24189 |
|---|---|
| Membership Type: | Community credit unions, urban or rural, other than those designated 'low income' |
| Corporate Credit Union: | No |
| Year Opened: | 1949 |
| Last Audited: | Jan 01, 2025 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $11,763,299 |
| CEO/Manager: | Kathy Hilligas |
| Chairperson: | Sharon Dahl |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 968,990 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 144,623 |
| Unsecured Loans | 447,628 |
| Other Loans | 4,820,840 |
| TOTAL LOANS | 5,413,091 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -5,780 |
| Land And Building | 182,155 |
| Other Fixed Assets | 16,041 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 101,978 |
| All Other Assets | 0 |
| TOTAL ASSETS | 11,763,299 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 297,491 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 2,784,136 |
| Regular shares | 7,455,134 |
| All Other Shares & Deposits | 8,028 |
| TOTAL SHARES & DEPOSITS | 10,247,298 |
| TOTAL LIABILITIES | 10,544,789 |
| Regular Reserve | 0 |
| Other Reserves | 13,911 |
| Undivided Earnings | 1,204,599 |
| TOTAL EQUITY | 1,218,510 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 11,763,299 |
| INCOME & EXPENSE | |
| Loan Income | 251,999 |
| Investment Income | 139,245 |
| Other Income | 26,170 |
| Total Employee Compensation & Benefits | 168,595 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 185,545 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 8,948 |
| Cost of Funds | 11,476 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 68,686 |
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