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National Credit Union Service Organization

UNION YES FEDERAL CREDIT UNION

Sep, 30, 2025 — UNION YES FEDERAL CREDIT UNION is a federal credit union headquartered in ORANGE, CA with 1 branch location and about $94.80 million in total assets. Opened 45 years ago in 1981, UNION YES FEDERAL CREDIT UNION has about 24,980 members and employs 13 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:UNION YES FEDERAL CREDIT UNION
Address:
(Main Office)
1918 W CHAPMAN AVE STE 100
ORANGE, CA 92868
Phone:(714) 704-2800
Fax:(714) 978-9804
Website:https://www.uyfcu.og
Branches:1 branch locations
Members:24,980
Credit Union Type:Federal Credit Union
Charter Number:24131
Membership Type:Multiple common bond - other
Corporate Credit Union:No
Year Opened:1981
Last Audited:Mar 01, 2025
FHLB Member:No
Low Income Designation:No
Assets:$94,798,050
CEO/Manager:WILLIAM W BYERLY, JR
Chairperson:JESSE MARTINEZ

Call Report

  • First Time Homebuyer Program
  • International Remittances
  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 22,530,147
TOTAL INVESTMENTS 0
Loans Held for Sale 0
 
 Real Estate Loans 20,013,967
 Unsecured Loans 818,220
 Other Loans 21,088,385
 TOTAL LOANS 41,920,572
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -145,088
 Land And Building 0
 Other Fixed Assets 258,779
 NCUSIF (National Credit Union Share Insurance Fund) Deposit 615,226
 All Other Assets 0
  TOTAL ASSETS 94,798,050
LIABILITIES & CAPITAL:  
 Dividends Payable 15
 Notes & Interest Payable 600,000
 Accounts Payable & Other Liabilities 763,408
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 150,000
 Share Drafts 18,745,220
 Regular shares 27,079,165
 All Other Shares & Deposits 40,704,454
  TOTAL SHARES & DEPOSITS 86,528,839
  TOTAL LIABILITIES 88,042,262
 Regular Reserve 0
 Other Reserves 0
 Undivided Earnings 6,755,788
  TOTAL EQUITY 6,755,788
  TOTAL LIABILITIES, SHARES, & EQUITY 94,798,050
INCOME & EXPENSE  
 Loan Income 1,302,137
 Investment Income 1,370,960
 Other Income 286,761
 Total Employee Compensation & Benefits 1,118,712
 NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense 0
 Total Other Operating Expenses 1,053,227
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 13,500
 Cost of Funds 123,362
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 895,783
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