Sep, 30, 2025 — INDIANA HEARTLAND FEDERAL CREDIT UNION is a federal credit union headquartered in KOKOMO, IN with 1 branch location and about $45.86 million in total assets. Opened 54 years ago in 1972, INDIANA HEARTLAND FEDERAL CREDIT UNION has about 5,111 members and employs 9 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | INDIANA HEARTLAND FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 402 S Berkley Rd KOKOMO, IN 46901 |
| Phone: | (765) 854-3067 |
| Fax: | (765) 854-3069 |
| Website: | https://www.indianaheartland.org |
| Branches: | 1 branch locations |
| Members: | 5,111 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 24108 |
|---|---|
| Membership Type: | Multiple common bond - other |
| Corporate Credit Union: | No |
| Year Opened: | 1972 |
| Last Audited: | Aug 01, 2024 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $45,858,866 |
| CEO/Manager: | buffey y hedrick |
| Chairperson: | karen windsor |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 3,400,023 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 1,395,783 |
| Unsecured Loans | 2,857,413 |
| Other Loans | 31,369,972 |
| TOTAL LOANS | 35,623,168 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -288,606 |
| Land And Building | 869,563 |
| Other Fixed Assets | 58,264 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 353,199 |
| All Other Assets | 76,500 |
| TOTAL ASSETS | 45,858,866 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 42,864 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 119,813 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 4,149,639 |
| Regular shares | 16,219,056 |
| All Other Shares & Deposits | 20,142,965 |
| TOTAL SHARES & DEPOSITS | 40,511,660 |
| TOTAL LIABILITIES | 40,674,337 |
| Regular Reserve | 0 |
| Other Reserves | 48,917 |
| Undivided Earnings | 5,135,612 |
| TOTAL EQUITY | 5,184,529 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 45,858,866 |
| INCOME & EXPENSE | |
| Loan Income | 1,780,415 |
| Investment Income | 260,546 |
| Other Income | 461,576 |
| Total Employee Compensation & Benefits | 630,390 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 755,764 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 136,538 |
| Cost of Funds | 813,502 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 632,967 |
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