Sep, 30, 2025 — CITY OF FIRSTS COMMUNITY FEDERAL CREDIT UNION is a federal credit union headquartered in KOKOMO, IN with 1 branch location and about $36.79 million in total assets. Opened 88 years ago in 1938, CITY OF FIRSTS COMMUNITY FEDERAL CREDIT UNION has about 3,613 members and employs 11 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | CITY OF FIRSTS COMMUNITY FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 1120 S Main St KOKOMO, IN 46902 |
| Phone: | (765) 454-5590 |
| Fax: | (765) 454-5596 |
| Website: | https://www.coffcu.org |
| Branches: | 1 branch locations |
| Members: | 3,613 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 3012 |
|---|---|
| Membership Type: | Community credit unions, urban or rural, other than those designated 'low income' |
| Corporate Credit Union: | No |
| Year Opened: | 1938 |
| Last Audited: | Sep 01, 2025 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $36,791,800 |
| CEO/Manager: | Felicia A Cox |
| Chairperson: | THOMAS RICHARDSON |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 6,829,253 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 2,453,376 |
| Unsecured Loans | 1,668,896 |
| Other Loans | 6,963,756 |
| TOTAL LOANS | 11,086,028 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -131,309 |
| Land And Building | 617,912 |
| Other Fixed Assets | 38,686 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 314,784 |
| All Other Assets | 0 |
| TOTAL ASSETS | 36,791,800 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 14 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 34,155 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 8,165,489 |
| Regular shares | 18,105,857 |
| All Other Shares & Deposits | 6,674,278 |
| TOTAL SHARES & DEPOSITS | 32,945,624 |
| TOTAL LIABILITIES | 32,979,793 |
| Regular Reserve | 0 |
| Other Reserves | 0 |
| Undivided Earnings | 3,812,007 |
| TOTAL EQUITY | 3,812,007 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 36,791,800 |
| INCOME & EXPENSE | |
| Loan Income | 478,664 |
| Investment Income | 703,472 |
| Other Income | 95,185 |
| Total Employee Compensation & Benefits | 467,020 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 826,830 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 113,524 |
| Cost of Funds | 108,021 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | -47,526 |
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