Sep, 30, 2025 — ANDALUSIA MILLS EMPLOYEES CREDIT UNION is a federal credit union headquartered in ANDALUSIA, AL with 1 branch location and about $3.23 million in total assets. Opened 43 years ago in 1983, ANDALUSIA MILLS EMPLOYEES CREDIT UNION has about 863 members offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | ANDALUSIA MILLS EMPLOYEES CREDIT UNION |
|---|---|
| Address: (Main Office) | 200 Waits Dr ANDALUSIA, AL 36421 |
| Phone: | (334) 427-3616 |
| Fax: | (334) 427-3651 |
| Website: | n/a |
| Branches: | 1 branch locations |
| Members: | 863 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 23990 |
|---|---|
| Membership Type: | Manufacturing - All Other |
| Corporate Credit Union: | No |
| Year Opened: | 1983 |
| Last Audited: | Dec 01, 2024 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $3,226,321 |
| CEO/Manager: | Tina M Gantt |
| Chairperson: | Roger A Moore |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 1,800,517 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 0 |
| Unsecured Loans | 204,347 |
| Other Loans | 641,872 |
| TOTAL LOANS | 846,219 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -3,903 |
| Land And Building | 0 |
| Other Fixed Assets | 934 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 21,018 |
| All Other Assets | 0 |
| TOTAL ASSETS | 3,226,321 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 7,994 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 2,082 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 0 |
| Regular shares | 2,082,901 |
| All Other Shares & Deposits | 486,690 |
| TOTAL SHARES & DEPOSITS | 2,569,591 |
| TOTAL LIABILITIES | 2,579,667 |
| Regular Reserve | 0 |
| Other Reserves | 0 |
| Undivided Earnings | 646,654 |
| TOTAL EQUITY | 646,654 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 3,226,321 |
| INCOME & EXPENSE | |
| Loan Income | 54,631 |
| Investment Income | 55,408 |
| Other Income | 13,191 |
| Total Employee Compensation & Benefits | 61,094 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 34,939 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | -5,870 |
| Cost of Funds | 15,121 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 18,996 |
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