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OPP-MICOLAS CREDIT UNION

Jun, 30, 2021 — OPP-MICOLAS CREDIT UNION is a federally insured state chartered credit union headquartered in OPP, AL with 1 branch location and about $12.63 million in total assets. Opened 67 years ago in 1954, OPP-MICOLAS CREDIT UNION has about 1,739 members and employs 4 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:OPP-MICOLAS CREDIT UNION
Address:
(Main Office)
P O DRAWER 70
OPP, AL 36467-0070
Phone:(334) 493-6434
Fax:(334) 493-2357
Website:n/a
Branches:1 branch locations
Members:1,739
Credit Union Type:Federally Insured State Chartered Credit Union
Charter Number:62486
Membership Type:State chartered natural person
Corporate Credit Union:No
Year Opened:1954
Last Audited:Mar 01, 2021
FHLB Member:No
Low Income Designation:No
Assets:$12,625,587
CEO/Manager:KYLER FRAZIER
Chairperson:ROBERT YOUNG

Call Report

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 2,004,786
TOTAL INVESTMENTS 7,185,382
Loans Held for Sale 0
 
 Real Estate Loans 1,613,388
 Unsecured Loans 13,499
 Other Loans 1,490,581
 TOTAL LOANS 3,117,468
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -22,353
 Land And Building 190,982
 Other Fixed Assets 32,851
 NCUSIF Deposit 90,667
 All Other Assets 25,804
  TOTAL ASSETS 12,625,587
LIABILITIES & CAPITAL:  
 Dividends Payable 413
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 8,829
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 0
 Regular shares 7,806,823
 All Other Shares & Deposits 1,784,330
  TOTAL SHARES & DEPOSITS 9,591,153
  TOTAL LIABILITIES 9,600,395
 Regular Reserve 1,392,347
 Other Reserves 65,000
 Undivided Earnings 1,567,845
  TOTAL EQUITY 3,025,192
  TOTAL LIABILITIES, SHARES, & EQUITY 12,625,587
INCOME & EXPENSE  
 Loan Income 112,065
 Investment Income 35,373
 Other Income 7,246
 Total Employee Compensation & Benefits 186,840
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 74,070
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 0
 Cost of Funds 4,711
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) -110,937
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