Credit Unions Near Me
National Credit Union Service Organization

OPP-MICOLAS CREDIT UNION

Dec, 31, 2020 — OPP-MICOLAS CREDIT UNION is a federally insured state chartered credit union headquartered in OPP, AL with 1 branch location and about $12.25 million in total assets. Opened 67 years ago in 1954, OPP-MICOLAS CREDIT UNION has about 1,762 members and employs 4 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:OPP-MICOLAS CREDIT UNION
Address:
(Main Office)
P O DRAWER 70
OPP, AL 36467-0070
Phone:(334) 493-6434
Fax:(334) 493-2357
Website:n/a
Branches:1 branch locations
Members:1,762
Credit Union Type:Federally Insured State Chartered Credit Union
Charter Number:62486
Membership Type:State chartered natural person
Corporate Credit Union:No
Year Opened:1954
Last Audited:Mar 01, 2020
FHLB Member:No
Low Income Designation:No
Assets:$12,248,492
CEO/Manager:KYLER FRAZIER
Chairperson:DANNY F FAULK

Call Report

  • Commercial Loans
  • Real Estate Loans
  • Commercial Share Accounts
  • Check Cashing

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 1,084,238
TOTAL INVESTMENTS 7,532,382
Loans Held for Sale 0
 
 Real Estate Loans 1,788,583
 Unsecured Loans 18,379
 Other Loans 1,501,407
 TOTAL LOANS 3,308,369
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -25,232
 Land And Building 194,269
 Other Fixed Assets 36,289
 NCUSIF Deposit 86,955
 All Other Assets 31,222
  TOTAL ASSETS 12,248,492
LIABILITIES & CAPITAL:  
 Dividends Payable 670
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 2,907
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 0
 Regular shares 7,358,723
 All Other Shares & Deposits 1,750,062
  TOTAL SHARES & DEPOSITS 9,108,785
  TOTAL LIABILITIES 9,112,362
 Regular Reserve 1,392,347
 Other Reserves 65,000
 Undivided Earnings 1,678,783
  TOTAL EQUITY 3,136,130
  TOTAL LIABILITIES, SHARES, & EQUITY 12,248,492
INCOME & EXPENSE  
 Loan Income 245,602
 Investment Income 136,040
 Other Income 14,024
 Total Employee Compensation & Benefits 334,439
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 140,721
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 0
 Cost of Funds 15,937
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) -95,431
↑ Back to Top

Other Credit Unions

ANDALUSIA MILLS EMPLOYEES CREDIT UNION
200 WAITS DR
ANDALUSIA, AL 36421
PIKE TEACHERS CREDIT UNION
501 University AVe
TROY, AL 36082
MONTGOMERY VA FEDERAL CREDIT UNION
345 PERRY HILL RD
MONTGOMERY, AL 36109
COVINGTON SCHOOLS FEDERAL CREDIT UNION
PO BOX 442
ANDALUSIA, AL 36420
SOLUTIONS FIRST FEDERAL CREDIT UNION
PO BOX 311990
ENTERPRISE, AL 36331
BREWTON MILL FEDERAL CREDIT UNION
P.O. BOX 907
BREWTON, AL 36427
ALABAMA RIVER CREDIT UNION
PO BOX 907
MONROEVILLE, AL 36461
ALABAMA RURAL ELECTRIC CREDIT UNION
PO BOX 240547
MONTGOMERY, AL 36124
FEDMONT FEDERAL CREDIT UNION
330 EASTDALE CIR
MONTGOMERY, AL 36117
ALABAMA STATE EMPLOYEES CREDIT UNION
4217 Lomac St
MONTGOMERY, AL 36106