Sep, 30, 2025 — AMERICAN AIRLINES FEDERAL CREDIT UNION is a federal credit union headquartered in FORT WORTH, TX with 46 branch locations and about $9.24 billion in total assets. Opened 44 years ago in 1982, AMERICAN AIRLINES FEDERAL CREDIT UNION has about 381,912 members and employs 792 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | AMERICAN AIRLINES FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 14050 FAA Blvd FORT WORTH, TX 76155 |
| Phone: | (800) 533-0035 |
| Fax: | |
| Website: | https://www.aacreditunion.org |
| Branches: | 46 branch locations |
| Members: | 381,912 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 23957 |
|---|---|
| Membership Type: | Service - Transportation |
| Corporate Credit Union: | No |
| Year Opened: | 1982 |
| Last Audited: | Dec 01, 2024 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $9,238,945,210 |
| CEO/Manager: | Gail Enda |
| Chairperson: | Pedro Fabregas |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 588,745,472 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 3,819,270,604 |
| Unsecured Loans | 628,959,473 |
| Other Loans | 1,025,786,113 |
| TOTAL LOANS | 5,474,016,191 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -50,261,060 |
| Land And Building | 48,707,552 |
| Other Fixed Assets | 16,225,354 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 70,885,938 |
| All Other Assets | 1,100,135 |
| TOTAL ASSETS | 9,238,945,210 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 27,993,024 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 64,031,795 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 693,647,280 |
| Regular shares | 3,790,822,654 |
| All Other Shares & Deposits | 3,625,334,947 |
| TOTAL SHARES & DEPOSITS | 8,109,804,880 |
| TOTAL LIABILITIES | 8,201,842,789 |
| Regular Reserve | 0 |
| Other Reserves | -3,566,746 |
| Undivided Earnings | 1,040,669,167 |
| TOTAL EQUITY | 1,037,102,421 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 9,238,945,210 |
| INCOME & EXPENSE | |
| Loan Income | 211,012,324 |
| Investment Income | 145,583,614 |
| Other Income | 22,355,179 |
| Total Employee Compensation & Benefits | 58,921,381 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 56,616,775 |
| Non-operating Income & (Expense) | -1,726 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 23,973,007 |
| Cost of Funds | 216,431,047 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 42,259,936 |
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