Sep, 30, 2025 — IRVING CITY EMPLOYEES FEDERAL CREDIT UNION is a federal credit union headquartered in IRVING, TX with 1 branch location and about $82.07 million in total assets. Opened 65 years ago in 1961, IRVING CITY EMPLOYEES FEDERAL CREDIT UNION has about 5,016 members and employs 11 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | IRVING CITY EMPLOYEES FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 1408 W Pioneer Dr IRVING, TX 75061 |
| Phone: | (972) 259-1233 |
| Fax: | (972) 254-0849 |
| Website: | https://www.icefcu.com |
| Branches: | 1 branch locations |
| Members: | 5,016 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 24481 |
|---|---|
| Membership Type: | Multiple common bond - Primarily federal, state, local government |
| Corporate Credit Union: | No |
| Year Opened: | 1961 |
| Last Audited: | Dec 01, 2024 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $82,072,666 |
| CEO/Manager: | James K Ladner |
| Chairperson: | Dave Springob |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 12,984,936 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 6,313,395 |
| Unsecured Loans | 2,237,671 |
| Other Loans | 30,079,928 |
| TOTAL LOANS | 38,701,752 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -278,182 |
| Land And Building | 681,256 |
| Other Fixed Assets | 14,882 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 687,850 |
| All Other Assets | 0 |
| TOTAL ASSETS | 82,072,666 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 467,787 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 14,178,827 |
| Regular shares | 41,574,301 |
| All Other Shares & Deposits | 14,874,799 |
| TOTAL SHARES & DEPOSITS | 70,627,927 |
| TOTAL LIABILITIES | 71,095,714 |
| Regular Reserve | 0 |
| Other Reserves | 0 |
| Undivided Earnings | 10,976,952 |
| TOTAL EQUITY | 10,976,952 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 82,072,666 |
| INCOME & EXPENSE | |
| Loan Income | 1,699,893 |
| Investment Income | 1,579,168 |
| Other Income | 146,159 |
| Total Employee Compensation & Benefits | 768,746 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 693,031 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 22,500 |
| Cost of Funds | 392,208 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 1,713,405 |
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