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GEISMAR COMPLEX FEDERAL CREDIT UNION

Sep, 30, 2025 — GEISMAR COMPLEX FEDERAL CREDIT UNION is a federal credit union headquartered in GEISMAR, LA with 1 branch location and about $42.27 million in total assets. Opened 46 years ago in 1980, GEISMAR COMPLEX FEDERAL CREDIT UNION has about 2,524 members and employs 7 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


ABA Routing Number: 265482450
Name:GEISMAR COMPLEX FEDERAL CREDIT UNION
Address:
(Main Office)
35294 Highway 30
GEISMAR, LA 70734
Phone:(225) 673-3371
Fax:(225) 673-3888
Website:https://www.gcfcu.net
Branches:1 branch locations
Members:2,524
Credit Union Type:Federal Credit Union
Charter Number:23620
Membership Type:Multiple common bond - Primarily chemical
Corporate Credit Union:No
Year Opened:1980
Last Audited:Jun 01, 2025
FHLB Member:No
Low Income Designation:No
Assets:$42,273,765
CEO/Manager:Bridget Sonnier
Chairperson:Barry Wilcoxon

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Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 3,954,265
TOTAL INVESTMENTS 0
Loans Held for Sale 0
 
 Real Estate Loans 5,566,032
 Unsecured Loans 2,099,044
 Other Loans 17,272,427
 TOTAL LOANS 24,937,503
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -179,362
 Land And Building 434,876
 Other Fixed Assets 26,938
 NCUSIF (National Credit Union Share Insurance Fund) Deposit 303,070
 All Other Assets 0
  TOTAL ASSETS 42,273,765
LIABILITIES & CAPITAL:  
 Dividends Payable 14,108
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 90,922
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 4,766,845
 Regular shares 17,950,436
 All Other Shares & Deposits 13,950,548
  TOTAL SHARES & DEPOSITS 36,667,829
  TOTAL LIABILITIES 36,772,859
 Regular Reserve 0
 Other Reserves 0
 Undivided Earnings 5,500,906
  TOTAL EQUITY 5,500,906
  TOTAL LIABILITIES, SHARES, & EQUITY 42,273,765
INCOME & EXPENSE  
 Loan Income 958,429
 Investment Income 428,775
 Other Income 61,136
 Total Employee Compensation & Benefits 308,297
 NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense 0
 Total Other Operating Expenses 439,762
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 90,000
 Cost of Funds 358,538
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 409,895
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