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BAYOU COMMUNITY FEDERAL CREDIT UNION

Mar, 31, 2022 — BAYOU COMMUNITY FEDERAL CREDIT UNION is a federal credit union headquartered in SAINT GABRIEL, LA with 3 branch locations and about $15.71 million in total assets. Opened 65 years ago in 1957, BAYOU COMMUNITY FEDERAL CREDIT UNION has about 1,654 members and employs 6 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:BAYOU COMMUNITY FEDERAL CREDIT UNION
Address:
(Main Office)
6190 Highway 74
SAINT GABRIEL, LA 70776
Phone:(225) 642-8663
Fax:(225) 642-5909
Website:http://www.bayoucfcu.com
Branches:3 branch locations
Members:1,654
Credit Union Type:Federal Credit Union
Charter Number:11782
Membership Type:Community credit unions, urban or rural, other than those designated 'low income'
Corporate Credit Union:No
Year Opened:1957
Last Audited:Mar 01, 2021
FHLB Member:No
Low Income Designation:No
Assets:$15,710,856
CEO/Manager:MELISSA A MALLET
Chairperson:FRANK PANEPINTO

Call Report

  • Credit Builder
  • Payday Alternative Loans (PAL Loans)
  • International Remittances
  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 1,512,162
TOTAL INVESTMENTS 0
Loans Held for Sale 0
 
 Real Estate Loans 1,251,260
 Unsecured Loans 2,116,864
 Other Loans 8,091,611
 TOTAL LOANS 11,459,735
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -93,929
 Land And Building 802,073
 Other Fixed Assets 69,984
 NCUSIF Deposit 131,374
 All Other Assets 0
  TOTAL ASSETS 15,710,856
LIABILITIES & CAPITAL:  
 Dividends Payable 667
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 65,776
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 1,381,969
 Regular shares 10,616,630
 All Other Shares & Deposits 2,080,342
  TOTAL SHARES & DEPOSITS 14,078,941
  TOTAL LIABILITIES 14,145,384
 Regular Reserve 0
 Other Reserves 0
 Undivided Earnings 1,565,472
  TOTAL EQUITY 1,565,472
  TOTAL LIABILITIES, SHARES, & EQUITY 15,710,856
INCOME & EXPENSE  
 Loan Income 180,912
 Investment Income 2,024
 Other Income 36,971
 Total Employee Compensation & Benefits 78,992
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 106,196
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 3,528
 Cost of Funds 11,819
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 56,295
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