Sep, 30, 2025 — HEARD A.M.E. FEDERAL CREDIT UNION is a federal credit union headquartered in ROSELLE, NJ with 1 branch location and about $193,863 in total assets. Opened 46 years ago in 1980, HEARD A.M.E. FEDERAL CREDIT UNION has about 186 members offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | HEARD A.M.E. FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 310 E 8th Ave ROSELLE, NJ 07203 |
| Phone: | (908) 241-5588 |
| Fax: | (908) 241-8868 |
| Website: | n/a |
| Branches: | 1 branch locations |
| Members: | 186 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 23615 |
|---|---|
| Membership Type: | Associational - Religious, other than those designated 'low-income' |
| Corporate Credit Union: | No |
| Year Opened: | 1980 |
| Last Audited: | Jun 01, 2024 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $193,863 |
| CEO/Manager: | Evelyn Maynor |
| Chairperson: | Bridgette Hopson |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 62,360 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 0 |
| Unsecured Loans | 50,702 |
| Other Loans | 6,520 |
| TOTAL LOANS | 57,222 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -1,853 |
| Land And Building | 0 |
| Other Fixed Assets | 0 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 1,822 |
| All Other Assets | 0 |
| TOTAL ASSETS | 193,863 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 950 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 95 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 0 |
| Regular shares | 175,638 |
| All Other Shares & Deposits | 4,340 |
| TOTAL SHARES & DEPOSITS | 179,978 |
| TOTAL LIABILITIES | 181,023 |
| Regular Reserve | 0 |
| Other Reserves | 0 |
| Undivided Earnings | 12,840 |
| TOTAL EQUITY | 12,840 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 193,863 |
| INCOME & EXPENSE | |
| Loan Income | 3,589 |
| Investment Income | 1,827 |
| Other Income | 569 |
| Total Employee Compensation & Benefits | 0 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 5,016 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 0 |
| Cost of Funds | 80 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 2,411 |
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