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JERSEY CENTRAL FEDERAL CREDIT UNION

Jun, 30, 2021 — JERSEY CENTRAL FEDERAL CREDIT UNION is a federal credit union headquartered in CRANFORD, NJ with 1 branch location and about $22.29 million in total assets. Opened 84 years ago in 1937, JERSEY CENTRAL FEDERAL CREDIT UNION has about 3,683 members and employs 7 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:JERSEY CENTRAL FEDERAL CREDIT UNION
Address:
(Main Office)
PO BOX 661
CRANFORD, NJ 07016
Phone:(908) 272-3040
Fax:(908) 272-6029
Website:http://www.jerseycentralfcu.com
Branches:1 branch locations
Members:3,683
Credit Union Type:Federal Credit Union
Charter Number:2493
Membership Type:Multiple common bond - Primarily transportation
Corporate Credit Union:No
Year Opened:1937
Last Audited:Sep 01, 2020
FHLB Member:No
Low Income Designation:No
Assets:$22,287,546
CEO/Manager:Chris Chichester
Chairperson:Louis Ellis

Call Report

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 1,277,408
TOTAL INVESTMENTS 10,102,638
Loans Held for Sale 0
 
 Real Estate Loans 1,366,346
 Unsecured Loans 5,095,259
 Other Loans 4,311,826
 TOTAL LOANS 10,773,431
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -177,619
 Land And Building 0
 Other Fixed Assets 49,267
 NCUSIF Deposit 167,483
 All Other Assets 94,938
  TOTAL ASSETS 22,287,546
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 79,418
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 640,770
 Regular shares 15,932,590
 All Other Shares & Deposits 1,396,638
  TOTAL SHARES & DEPOSITS 17,969,998
  TOTAL LIABILITIES 18,049,416
 Regular Reserve 687,837
 Other Reserves 0
 Undivided Earnings 3,550,293
  TOTAL EQUITY 4,238,130
  TOTAL LIABILITIES, SHARES, & EQUITY 22,287,546
INCOME & EXPENSE  
 Loan Income 519,572
 Investment Income 66,701
 Other Income 52,342
 Total Employee Compensation & Benefits 314,396
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 281,803
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 18,332
 Cost of Funds 30,702
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 57,868
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