Credit Unions Near Me
National Credit Union Service Organization

JERSEY CENTRAL FEDERAL CREDIT UNION

Mar, 31, 2021 — JERSEY CENTRAL FEDERAL CREDIT UNION is a federal credit union headquartered in CRANFORD, NJ with 1 branch location and about $22.25 million in total assets. Opened 84 years ago in 1937, JERSEY CENTRAL FEDERAL CREDIT UNION has about 3,685 members and employs 7 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:JERSEY CENTRAL FEDERAL CREDIT UNION
Address:
(Main Office)
PO BOX 661
CRANFORD, NJ 07016
Phone:(908) 272-3040
Fax:(908) 272-6029
Website:http://www.jerseycentralfcu.com
Branches:1 branch locations
Members:3,685
Credit Union Type:Federal Credit Union
Charter Number:2493
Membership Type:Multiple common bond - Primarily transportation
Corporate Credit Union:No
Year Opened:1937
Last Audited:Sep 01, 2020
FHLB Member:No
Low Income Designation:No
Assets:$22,249,943
CEO/Manager:Chris Chichester
Chairperson:Louis Ellis

Call Report

  • Overdraft Lines of Credit
  • Overdraft Protection
  • Real Estate Loans
  • Risk Based Loans
  • ATM/Debit Card Program
  • Insurance/Investment Sales

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 2,032,375
TOTAL INVESTMENTS 9,627,638
Loans Held for Sale 0
 
 Real Estate Loans 1,213,731
 Unsecured Loans 5,045,553
 Other Loans 4,186,475
 TOTAL LOANS 10,445,759
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -186,756
 Land And Building 0
 Other Fixed Assets 53,223
 NCUSIF Deposit 143,965
 All Other Assets 133,739
  TOTAL ASSETS 22,249,943
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 62,090
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 617,359
 Regular shares 16,035,650
 All Other Shares & Deposits 1,317,323
  TOTAL SHARES & DEPOSITS 17,970,332
  TOTAL LIABILITIES 18,032,422
 Regular Reserve 687,837
 Other Reserves 0
 Undivided Earnings 3,529,684
  TOTAL EQUITY 4,217,521
  TOTAL LIABILITIES, SHARES, & EQUITY 22,249,943
INCOME & EXPENSE  
 Loan Income 259,883
 Investment Income 32,503
 Other Income 24,795
 Total Employee Compensation & Benefits 161,455
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 136,809
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 13,696
 Cost of Funds 14,636
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 37,258
↑ Back to Top

Other Credit Unions

HEARD A.M.E. FEDERAL CREDIT UNION
310 E 8TH AVE
ROSELLE, NJ 07203
METREX FEDERAL CREDIT UNION
P O Box 157
KENILWORTH, NJ 07033
ELIZABETH (N.J.) FIREMEN'S FEDERAL CREDIT UNION
411 IRVINGTON AVE
ELIZABETH, NJ 07208-2044
LINDEN NJ POLICE & FIREMEN FEDERAL CREDIT UNION
300 W ST GEORGE AVENUE, PO BOX 1520
LINDEN, NJ 07036-5638
UNITED INVESTORS FEDERAL CREDIT UNION
16 W Elizabeth Ave
LINDEN, NJ 07036
ELIZABETH POLICE DEPARTMENT E FEDERAL CREDIT UNION
1 POLICE PLZ
ELIZABETH, NJ 07201-2300
COMMUNITY FINANCIAL SERVICES FEDERAL CREDIT UNION
149 ST. GEORGE AVE.
ROSELLE, NJ 07203-2936
L'OREAL USA FEDERAL CREDIT UNION
P.O. Box 1202
MOUNTAINSIDE, NJ 07092
ATLANTIC HEALTH EMPLOYEES FEDERAL CREDIT UNION
99 Beauvoir Avenue, 2nd Floor
SUMMIT, NJ 07901
MOTION FEDERAL CREDIT UNION
360 N Wood Ave
LINDEN, NJ 07036