Sep, 30, 2025 — PAR-DEL EMP. FEDERAL CREDIT UNION is a federal credit union headquartered in WYOMING, PA with 1 branch location and about $7.24 million in total assets. Opened 49 years ago in 1977, PAR-DEL EMP. FEDERAL CREDIT UNION has about 677 members and employs 3 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | PAR-DEL EMP. FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 800 WYOMING AVE WYOMING, PA 18644-1836 |
| Phone: | (570) 693-2545 |
| Fax: | (570) 693-2377 |
| Website: | https://www.creducomp.com |
| Branches: | 1 branch locations |
| Members: | 677 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 22723 |
|---|---|
| Membership Type: | Service - Communications and Utilities |
| Corporate Credit Union: | No |
| Year Opened: | 1977 |
| Last Audited: | Dec 01, 2023 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $7,236,675 |
| CEO/Manager: | CAROLINE M TORBIK |
| Chairperson: | JOHN MAJEWSKI |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 1,735,659 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 10,357 |
| Unsecured Loans | 945,399 |
| Other Loans | 2,455,983 |
| TOTAL LOANS | 3,411,739 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -13,499 |
| Land And Building | 0 |
| Other Fixed Assets | 1,288 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 63,879 |
| All Other Assets | 0 |
| TOTAL ASSETS | 7,236,675 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 94,266 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 237,136 |
| Regular shares | 5,815,742 |
| All Other Shares & Deposits | 0 |
| TOTAL SHARES & DEPOSITS | 6,052,879 |
| TOTAL LIABILITIES | 6,147,145 |
| Regular Reserve | 0 |
| Other Reserves | 0 |
| Undivided Earnings | 1,089,530 |
| TOTAL EQUITY | 1,089,530 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 7,236,675 |
| INCOME & EXPENSE | |
| Loan Income | 142,221 |
| Investment Income | 82,056 |
| Other Income | 1,967 |
| Total Employee Compensation & Benefits | 70,490 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 72,363 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 0 |
| Cost of Funds | 35,718 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 47,800 |
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