Dec, 31, 2023 — CRCH EMPLOYEES FEDERAL CREDIT UNION is a federal credit union headquartered in ROANOKE, VA with 1 branch location and about $6.11 million in total assets. Opened 48 years ago in 1976, CRCH EMPLOYEES FEDERAL CREDIT UNION has about 1,257 members and employs 3 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
Name: | CRCH EMPLOYEES FEDERAL CREDIT UNION |
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Address: (Main Office) | 109 Highland Ave SW ROANOKE, VA 24016-4413 |
Phone: | (540) 985-8535 |
Fax: | (540) 985-8504 |
Website: | https://www.crchcreditunion.com |
Branches: | 1 branch locations |
Members: | 1,257 |
Credit Union Type: | Federal Credit Union |
Charter Number: | 22322 |
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Membership Type: | Service - Health Care |
Corporate Credit Union: | No |
Year Opened: | 1976 |
Last Audited: | Dec 01, 2022 |
FHLB Member: | No |
Low Income Designation: | No |
Assets: | $6,112,935 |
CEO/Manager: | LAWRENCE A RACKOW |
Chairperson: | Cynthia W Hodges |
ASSETS: | $ Amount |
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Cash & Equivalents | 335,222 |
TOTAL INVESTMENTS | 0 |
Loans Held for Sale | 0 |
Real Estate Loans | 24,661 |
Unsecured Loans | 526,024 |
Other Loans | 2,842,259 |
TOTAL LOANS | 3,392,944 |
(Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -44,332 |
Land And Building | 44,727 |
Other Fixed Assets | 2,128 |
NCUSIF Deposit | 50,842 |
All Other Assets | 0 |
TOTAL ASSETS | 6,112,935 |
LIABILITIES & CAPITAL: | |
Dividends Payable | 0 |
Notes & Interest Payable | 0 |
Accounts Payable & Other Liabilities | 44,797 |
Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
Share Drafts | 0 |
Regular shares | 2,690,904 |
All Other Shares & Deposits | 2,390,839 |
TOTAL SHARES & DEPOSITS | 5,081,743 |
TOTAL LIABILITIES | 5,126,540 |
Regular Reserve | 0 |
Other Reserves | 171,266 |
Undivided Earnings | 815,129 |
TOTAL EQUITY | 986,395 |
TOTAL LIABILITIES, SHARES, & EQUITY | 6,112,935 |
INCOME & EXPENSE | |
Loan Income | 274,291 |
Investment Income | 68,854 |
Other Income | 19,012 |
Total Employee Compensation & Benefits | 171,904 |
NCUSIF Premiums Expense | 0 |
Total Other Operating Expenses | 70,358 |
Non-operating Income & (Expense) | 0 |
NCUSIF Stabilization Income | N/A |
Provision for Loan/Lease Losses or Total Credit Loss Expense | 58,000 |
Cost of Funds | 60,930 |
NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
Net Income (Loss) | 1,238 |
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» See also Statement of Financial Condition