Sep, 30, 2025 — CRCH EMPLOYEES FEDERAL CREDIT UNION is a federal credit union headquartered in ROANOKE, VA with 1 branch location and about $5.95 million in total assets. Opened 50 years ago in 1976, CRCH EMPLOYEES FEDERAL CREDIT UNION has about 1,263 members and employs 3 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | CRCH EMPLOYEES FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 109 Highland Ave SW ROANOKE, VA 24016-4413 |
| Phone: | (540) 985-8535 |
| Fax: | (540) 985-8504 |
| Website: | https://www.crchcreditunion.com |
| Branches: | 1 branch locations |
| Members: | 1,263 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 22322 |
|---|---|
| Membership Type: | Service - Health Care |
| Corporate Credit Union: | No |
| Year Opened: | 1976 |
| Last Audited: | Dec 01, 2024 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $5,953,695 |
| CEO/Manager: | Samantha A Lynch |
| Chairperson: | Cynthia W Hodges |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 729,115 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 8,026 |
| Unsecured Loans | 342,670 |
| Other Loans | 2,643,978 |
| TOTAL LOANS | 2,994,674 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -36,694 |
| Land And Building | 34,184 |
| Other Fixed Assets | 24,095 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 50,414 |
| All Other Assets | 0 |
| TOTAL ASSETS | 5,953,695 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 3,343 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 0 |
| Regular shares | 2,509,109 |
| All Other Shares & Deposits | 2,500,573 |
| TOTAL SHARES & DEPOSITS | 5,009,682 |
| TOTAL LIABILITIES | 5,013,025 |
| Regular Reserve | 0 |
| Other Reserves | 0 |
| Undivided Earnings | 940,670 |
| TOTAL EQUITY | 940,670 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 5,953,695 |
| INCOME & EXPENSE | |
| Loan Income | 180,352 |
| Investment Income | 41,384 |
| Other Income | 9,106 |
| Total Employee Compensation & Benefits | 145,323 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 80,379 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 9,000 |
| Cost of Funds | 62,419 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | -66,279 |
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