Sep, 30, 2025 — FOGCE FEDERAL CREDIT UNION is a federal credit union headquartered in EUTAW, AL with 1 branch location and about $1.83 million in total assets. Opened 51 years ago in 1975, FOGCE FEDERAL CREDIT UNION has about 886 members offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | FOGCE FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 112 PRAIRIE AVE EUTAW, AL 35462 |
| Phone: | (205) 372-9025 |
| Fax: | (205) 372-3627 |
| Website: | n/a |
| Branches: | 1 branch locations |
| Members: | 886 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 22131 |
|---|---|
| Membership Type: | Community credit unions, urban or rural, other than those designated 'low income' |
| Corporate Credit Union: | No |
| Year Opened: | 1975 |
| Last Audited: | Dec 01, 2024 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $1,833,074 |
| CEO/Manager: | JOYCE M PHAM |
| Chairperson: | Carol P Zippert |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 239,016 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 0 |
| Unsecured Loans | 74,476 |
| Other Loans | 294,671 |
| TOTAL LOANS | 369,148 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -8,379 |
| Land And Building | 22,285 |
| Other Fixed Assets | 5,755 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 12,774 |
| All Other Assets | 0 |
| TOTAL ASSETS | 1,833,074 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 85,013 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 0 |
| Regular shares | 1,019,371 |
| All Other Shares & Deposits | 250,000 |
| TOTAL SHARES & DEPOSITS | 1,269,372 |
| TOTAL LIABILITIES | 1,354,385 |
| Regular Reserve | 0 |
| Other Reserves | 74,342 |
| Undivided Earnings | 404,347 |
| TOTAL EQUITY | 478,689 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 1,833,074 |
| INCOME & EXPENSE | |
| Loan Income | 23,547 |
| Investment Income | 36,842 |
| Other Income | 2,930 |
| Total Employee Compensation & Benefits | 68,169 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 83,096 |
| Non-operating Income & (Expense) | 117,523 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 3,000 |
| Cost of Funds | 1,580 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 28,508 |
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