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NORTH ALABAMA PAPERMAKERS FEDERAL CREDIT UNION

Sep, 30, 2025 — NORTH ALABAMA PAPERMAKERS FEDERAL CREDIT UNION is a federal credit union headquartered in STEVENSON, AL with 1 branch location and about $2.08 million in total assets. Opened 51 years ago in 1975, NORTH ALABAMA PAPERMAKERS FEDERAL CREDIT UNION has about 327 members offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:NORTH ALABAMA PAPERMAKERS FEDERAL CREDIT UNION
Address:
(Main Office)
1611 County Road 85
STEVENSON, AL 35772
Phone:(256) 437-3232
Fax:(256) 437-3329
Website:n/a
Branches:1 branch locations
Members:327
Credit Union Type:Federal Credit Union
Charter Number:22070
Membership Type:Manufacturing - All Other
Corporate Credit Union:No
Year Opened:1975
Last Audited:Dec 01, 2023
FHLB Member:No
Low Income Designation:No
Assets:$2,077,545
CEO/Manager:Summer L Guess
Chairperson:Bret W Sumner

Call Report

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 783,732
TOTAL INVESTMENTS 0
Loans Held for Sale 0
 
 Real Estate Loans 0
 Unsecured Loans 124,062
 Other Loans 1,042,419
 TOTAL LOANS 1,166,481
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -3,815
 Land And Building 0
 Other Fixed Assets 3,515
 NCUSIF (National Credit Union Share Insurance Fund) Deposit 17,035
 All Other Assets 0
  TOTAL ASSETS 2,077,545
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 24,664
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 0
 Regular shares 1,499,222
 All Other Shares & Deposits 0
  TOTAL SHARES & DEPOSITS 1,499,222
  TOTAL LIABILITIES 1,523,886
 Regular Reserve 0
 Other Reserves 0
 Undivided Earnings 553,659
  TOTAL EQUITY 553,659
  TOTAL LIABILITIES, SHARES, & EQUITY 2,077,545
INCOME & EXPENSE  
 Loan Income 55,090
 Investment Income 22,216
 Other Income 2,344
 Total Employee Compensation & Benefits 46,208
 NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense 0
 Total Other Operating Expenses 22,299
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 0
 Cost of Funds 1,288
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 10,540
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