Sep, 30, 2025 — ENGAGE FEDERAL CREDIT UNION is a federal credit union headquartered in NATCHITOCHES, LA with 2 branch locations and about $27.34 million in total assets. Opened 51 years ago in 1975, ENGAGE FEDERAL CREDIT UNION has about 4,134 members and employs 11 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | ENGAGE FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 256 Highway 3175 Byp NATCHITOCHES, LA 71457-9601 |
| Phone: | (318) 238-7762 |
| Fax: | (318) 238-7769 |
| Website: | https://www.engagefcu.org |
| Branches: | 2 branch locations |
| Members: | 4,134 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 22005 |
|---|---|
| Membership Type: | Community - Rural District |
| Corporate Credit Union: | No |
| Year Opened: | 1975 |
| Last Audited: | Aug 01, 2024 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $27,341,879 |
| CEO/Manager: | kathy l deloney |
| Chairperson: | Byron Johnson |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 5,004,068 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 0 |
| Unsecured Loans | 1,742,609 |
| Other Loans | 19,511,649 |
| TOTAL LOANS | 21,254,258 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -173,245 |
| Land And Building | 675,231 |
| Other Fixed Assets | 126,664 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 216,220 |
| All Other Assets | 27,461 |
| TOTAL ASSETS | 27,341,879 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 11,798 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 2,794,254 |
| Regular shares | 8,641,926 |
| All Other Shares & Deposits | 9,803,341 |
| TOTAL SHARES & DEPOSITS | 21,239,521 |
| TOTAL LIABILITIES | 21,251,319 |
| Regular Reserve | 0 |
| Other Reserves | 551,932 |
| Undivided Earnings | 5,538,628 |
| TOTAL EQUITY | 6,090,560 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 27,341,879 |
| INCOME & EXPENSE | |
| Loan Income | 1,113,143 |
| Investment Income | 129,922 |
| Other Income | 247,480 |
| Total Employee Compensation & Benefits | 566,859 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 503,131 |
| Non-operating Income & (Expense) | 425,025 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 30,000 |
| Cost of Funds | 320,689 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 494,891 |
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