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CINFED CREDIT UNION

Dec, 31, 2020 — CINFED CREDIT UNION is a federal credit union headquartered in CINCINNATI, OH with 8 branch locations and about $581.69 million in total assets. Opened 46 years ago in 1975, CINFED CREDIT UNION has about 37,814 members and employs 125 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


ABA Routing Number: 242076656
Name:CINFED CREDIT UNION
Address:
(Main Office)
4801 KENNEDY AVENUE
CINCINNATI, OH 45209
Phone:(513) 333-3835
Fax:
Website:http://www.cinfed.org
Branches:8 branch locations
Members:37,814
Credit Union Type:Federal Credit Union
Charter Number:21930
Membership Type:Community credit unions, urban or rural, other than those designated 'low income'
Corporate Credit Union:No
Year Opened:1975
Last Audited:Dec 01, 2019
FHLB Member:Yes
Low Income Designation:No
Assets:$581,692,850
CEO/Manager:Jay W Sigler
Chairperson:Leroy G Miller

Call Report

  • Commercial Loans
  • Indirect Consumer Loans
  • Interest Only or Payment Option 1st Mortgage Loans
  • Micro Business Loans
  • Micro Consumer Loans
  • Overdraft Lines of Credit
  • Overdraft Protection
  • Participation Loans
  • Real Estate Loans
  • Risk Based Loans
  • Share Secured Credit Cards
  • ATM/Debit Card Program
  • Commercial Share Accounts
  • Check Cashing
  • First Time Homebuyer Program
  • Health Savings Accounts
  • Insurance/Investment Sales
  • International Remittances
  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 47,545,690
TOTAL INVESTMENTS 79,843,094
Loans Held for Sale 0
 
 Real Estate Loans 330,767,359
 Unsecured Loans 24,811,755
 Other Loans 79,890,676
 TOTAL LOANS 435,469,790
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -4,611,661
 Land And Building 9,222,024
 Other Fixed Assets 1,915,555
 NCUSIF Deposit 4,408,486
 All Other Assets 7,899,872
  TOTAL ASSETS 581,692,850
LIABILITIES & CAPITAL:  
 Dividends Payable 380,404
 Notes & Interest Payable 30,567,998
 Accounts Payable & Other Liabilities 8,244,981
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 95,409,869
 Regular shares 115,294,734
 All Other Shares & Deposits 270,276,761
  TOTAL SHARES & DEPOSITS 480,981,364
  TOTAL LIABILITIES 520,174,747
 Regular Reserve 5,702,802
 Other Reserves 2,668,900
 Undivided Earnings 53,146,401
  TOTAL EQUITY 61,518,103
  TOTAL LIABILITIES, SHARES, & EQUITY 581,692,850
INCOME & EXPENSE  
 Loan Income 18,622,589
 Investment Income 1,637,256
 Other Income 6,789,058
 Total Employee Compensation & Benefits 8,617,222
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 8,172,622
 Non-operating Income & (Expense) 129,268
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 1,936,244
 Cost of Funds 4,242,463
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 4,209,620
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