Sep, 30, 2025 — CINFED CREDIT UNION is a federal credit union headquartered in CINCINNATI, OH with 10 branch locations and about $825.47 million in total assets. Opened 51 years ago in 1975, CINFED CREDIT UNION has about 38,132 members and employs 146 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | CINFED CREDIT UNION |
|---|---|
| Address: (Main Office) | 4801 Kennedy Avenue CINCINNATI, OH 45209 |
| Phone: | (513) 333-4210 |
| Fax: | |
| Website: | https://www.cinfed.org |
| Branches: | 10 branch locations |
| Members: | 38,132 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 21930 |
|---|---|
| Membership Type: | Community credit unions, urban or rural, other than those designated 'low income' |
| Corporate Credit Union: | No |
| Year Opened: | 1975 |
| Last Audited: | Dec 01, 2024 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $825,467,492 |
| CEO/Manager: | Jay W Sigler |
| Chairperson: | Gerald Meyer |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 90,405,723 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 526,355,292 |
| Unsecured Loans | 31,204,814 |
| Other Loans | 96,346,817 |
| TOTAL LOANS | 653,906,923 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -6,300,000 |
| Land And Building | 12,947,136 |
| Other Fixed Assets | 1,434,191 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 6,224,065 |
| All Other Assets | 197,532 |
| TOTAL ASSETS | 825,467,492 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 531,824 |
| Notes & Interest Payable | 31,320,811 |
| Accounts Payable & Other Liabilities | 11,581,480 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 106,145,123 |
| Regular shares | 126,212,586 |
| All Other Shares & Deposits | 459,882,036 |
| TOTAL SHARES & DEPOSITS | 692,239,744 |
| TOTAL LIABILITIES | 735,695,657 |
| Regular Reserve | 0 |
| Other Reserves | 3,166,344 |
| Undivided Earnings | 86,605,491 |
| TOTAL EQUITY | 89,771,835 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 825,467,492 |
| INCOME & EXPENSE | |
| Loan Income | 28,010,181 |
| Investment Income | 2,827,465 |
| Other Income | 2,936,411 |
| Total Employee Compensation & Benefits | 10,386,106 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 9,403,257 |
| Non-operating Income & (Expense) | 1,786,208 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 1,651,064 |
| Cost of Funds | 11,258,896 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 6,377,903 |
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