Sep, 30, 2025 — PHI FEDERAL CREDIT UNION (PHI FCU) is a federal credit union headquartered in LAFAYETTE, LA with 1 branch location and about $5.03 million in total assets. Opened 51 years ago in 1975, PHI FEDERAL CREDIT UNION (PHI FCU) has about 861 members and employs 3 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | PHI FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 714 E Kaliste Saloom Rd Ste A3 LAFAYETTE, LA 70508-2529 |
| Phone: | (337) 233-2274 |
| Fax: | (337) 232-0026 |
| Website: | https://www.phifcu.com |
| Branches: | 1 branch locations |
| Members: | 861 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 21879 |
|---|---|
| Membership Type: | Multiple common bond - Primarily transportation equipment |
| Corporate Credit Union: | No |
| Year Opened: | 1975 |
| Last Audited: | Sep 01, 2024 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $5,034,762 |
| CEO/Manager: | Sandra A Hall |
| Chairperson: | Kyle Boss |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 1,252,222 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 0 |
| Unsecured Loans | 723,324 |
| Other Loans | 2,766,235 |
| TOTAL LOANS | 3,489,559 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -35,220 |
| Land And Building | 3,348 |
| Other Fixed Assets | 1,435 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 47,135 |
| All Other Assets | 0 |
| TOTAL ASSETS | 5,034,762 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 334 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 53,914 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 497,063 |
| Regular shares | 3,996,272 |
| All Other Shares & Deposits | 84,023 |
| TOTAL SHARES & DEPOSITS | 4,577,358 |
| TOTAL LIABILITIES | 4,631,606 |
| Regular Reserve | 0 |
| Other Reserves | 0 |
| Undivided Earnings | 403,156 |
| TOTAL EQUITY | 403,156 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 5,034,762 |
| INCOME & EXPENSE | |
| Loan Income | 154,264 |
| Investment Income | 41,162 |
| Other Income | 10,759 |
| Total Employee Compensation & Benefits | 115,240 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 93,743 |
| Non-operating Income & (Expense) | 851 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 37,492 |
| Cost of Funds | 2,525 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | -41,964 |
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