Sep, 30, 2025 — COGIC CREDIT UNION is a federally insured state chartered credit union headquartered in LAFAYETTE, LA with 2 branch locations and about $392,292 in total assets. Opened 45 years ago in 1981, COGIC CREDIT UNION has about 253 members offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | COGIC CREDIT UNION |
|---|---|
| Address: (Main Office) | 701 E Pinhook Rd LAFAYETTE, LA 70501 |
| Phone: | (337) 504-3502 |
| Fax: | (337) 504-3639 |
| Website: | https://cogicccreditunion.org |
| Branches: | 2 branch locations |
| Members: | 253 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 65780 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1981 |
| Last Audited: | Apr 01, 2022 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $392,292 |
| CEO/Manager: | Paula A Duncan |
| Chairperson: | Donald Piper |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 49,030 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 37,814 |
| Unsecured Loans | 57,730 |
| Other Loans | 168,488 |
| TOTAL LOANS | 264,032 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -6,890 |
| Land And Building | 0 |
| Other Fixed Assets | 9,340 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 4,186 |
| All Other Assets | 0 |
| TOTAL ASSETS | 392,292 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 0 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 0 |
| Regular shares | 365,826 |
| All Other Shares & Deposits | 0 |
| TOTAL SHARES & DEPOSITS | 365,826 |
| TOTAL LIABILITIES | 365,826 |
| Regular Reserve | 0 |
| Other Reserves | 350 |
| Undivided Earnings | 26,116 |
| TOTAL EQUITY | 26,466 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 392,292 |
| INCOME & EXPENSE | |
| Loan Income | 12,061 |
| Investment Income | 2,190 |
| Other Income | 2,203 |
| Total Employee Compensation & Benefits | 0 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 29,976 |
| Non-operating Income & (Expense) | 14,625 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 0 |
| Cost of Funds | 0 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 1,103 |
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