Dec, 31, 2023 — GHA FEDERAL CREDIT UNION is a federal credit union headquartered in GREENWICH, CT with 1 branch location and about $30.56 million in total assets. Opened 50 years ago in 1974, GHA FEDERAL CREDIT UNION has about 2,438 members and employs 4 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
Name: | GHA FEDERAL CREDIT UNION |
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Address: (Main Office) | 5 Perryridge Rd GREENWICH, CT 06830-4608 |
Phone: | (203) 863-3186 |
Fax: | (203) 863-3187 |
Website: | https://www.ghafcu.org |
Branches: | 1 branch locations |
Members: | 2,438 |
Credit Union Type: | Federal Credit Union |
Charter Number: | 21774 |
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Membership Type: | Service - Health Care |
Corporate Credit Union: | No |
Year Opened: | 1974 |
Last Audited: | Sep 01, 2023 |
FHLB Member: | No |
Low Income Designation: | No |
Assets: | $30,558,920 |
CEO/Manager: | Diane p Saperstein |
Chairperson: | Cara Giacomo |
ASSETS: | $ Amount |
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Cash & Equivalents | 416,636 |
TOTAL INVESTMENTS | 0 |
Loans Held for Sale | 0 |
Real Estate Loans | 0 |
Unsecured Loans | 2,217,625 |
Other Loans | 5,508,637 |
TOTAL LOANS | 9,745,217 |
(Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -93,439 |
Land And Building | 0 |
Other Fixed Assets | 0 |
NCUSIF Deposit | 279,115 |
All Other Assets | 0 |
TOTAL ASSETS | 30,558,920 |
LIABILITIES & CAPITAL: | |
Dividends Payable | 0 |
Notes & Interest Payable | 0 |
Accounts Payable & Other Liabilities | 142,751 |
Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
Share Drafts | 4,735,188 |
Regular shares | 13,708,232 |
All Other Shares & Deposits | 7,951,316 |
TOTAL SHARES & DEPOSITS | 26,394,734 |
TOTAL LIABILITIES | 26,537,485 |
Regular Reserve | 0 |
Other Reserves | 140,402 |
Undivided Earnings | 3,881,033 |
TOTAL EQUITY | 4,021,435 |
TOTAL LIABILITIES, SHARES, & EQUITY | 30,558,920 |
INCOME & EXPENSE | |
Loan Income | 587,551 |
Investment Income | 541,472 |
Other Income | 149,372 |
Total Employee Compensation & Benefits | 441,451 |
NCUSIF Premiums Expense | 0 |
Total Other Operating Expenses | 362,607 |
Non-operating Income & (Expense) | 0 |
NCUSIF Stabilization Income | N/A |
Provision for Loan/Lease Losses or Total Credit Loss Expense | 41,000 |
Cost of Funds | 61,536 |
NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
Net Income (Loss) | 383,984 |
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» See also Statement of Financial Condition