Sep, 30, 2025 — NORTHWESTERN ENERGY EMPLOYEES FEDERAL CREDIT UNION is a federal credit union headquartered in BUTTE, MT with 2 branch locations and about $33.75 million in total assets. Opened 52 years ago in 1974, NORTHWESTERN ENERGY EMPLOYEES FEDERAL CREDIT UNION has about 2,921 members and employs 9 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | NORTHWESTERN ENERGY EMPLOYEES FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 2100 Harrison Ave BUTTE, MT 59701-6004 |
| Phone: | (406) 782-2139 |
| Fax: | (406) 782-3330 |
| Website: | https://northwesternenergyemployeesfcu.org/ |
| Branches: | 2 branch locations |
| Members: | 2,921 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 21609 |
|---|---|
| Membership Type: | Multiple common bond - Primarily communications and utilities |
| Corporate Credit Union: | No |
| Year Opened: | 1974 |
| Last Audited: | Sep 01, 2025 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $33,745,084 |
| CEO/Manager: | Denise Anderson |
| Chairperson: | Sylvia Cunningham |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 2,125,941 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 5,161,007 |
| Unsecured Loans | 968,241 |
| Other Loans | 21,310,402 |
| TOTAL LOANS | 27,439,650 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -104,964 |
| Land And Building | 387,664 |
| Other Fixed Assets | 140,748 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 292,508 |
| All Other Assets | 0 |
| TOTAL ASSETS | 33,745,084 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 2,247 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 395,311 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 6,058,394 |
| Regular shares | 22,425,195 |
| All Other Shares & Deposits | 1,216,555 |
| TOTAL SHARES & DEPOSITS | 29,700,144 |
| TOTAL LIABILITIES | 30,097,702 |
| Regular Reserve | 0 |
| Other Reserves | 0 |
| Undivided Earnings | 3,647,382 |
| TOTAL EQUITY | 3,647,382 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 33,745,084 |
| INCOME & EXPENSE | |
| Loan Income | 975,165 |
| Investment Income | 145,279 |
| Other Income | 63,218 |
| Total Employee Compensation & Benefits | 492,180 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 562,880 |
| Non-operating Income & (Expense) | 32,223 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 27,000 |
| Cost of Funds | 21,097 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 230,550 |
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