Sep, 30, 2025 — U. H. S. EMPLOYEES FEDERAL CREDIT UNION is a federal credit union headquartered in JOHNSON CITY, NY with 3 branch locations and about $24.00 million in total assets. Opened 52 years ago in 1974, U. H. S. EMPLOYEES FEDERAL CREDIT UNION has about 3,102 members and employs 9 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | U. H. S. EMPLOYEES FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 33-57 Harrison St JOHNSON CITY, NY 13790 |
| Phone: | (607) 763-6565 |
| Fax: | (607) 763-5095 |
| Website: | https://www.cuonlineuhs.org |
| Branches: | 3 branch locations |
| Members: | 3,102 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 21586 |
|---|---|
| Membership Type: | Multiple common bond - Primarily health care |
| Corporate Credit Union: | No |
| Year Opened: | 1974 |
| Last Audited: | Jun 01, 2025 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $24,001,589 |
| CEO/Manager: | Kay L Murray |
| Chairperson: | Lucinda Rider |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 945,071 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 3,934,619 |
| Unsecured Loans | 3,255,433 |
| Other Loans | 6,204,703 |
| TOTAL LOANS | 13,394,756 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -366,767 |
| Land And Building | 51,393 |
| Other Fixed Assets | 48,505 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 214,721 |
| All Other Assets | 0 |
| TOTAL ASSETS | 24,001,589 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 148 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 126,813 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 4,886,375 |
| Regular shares | 11,732,987 |
| All Other Shares & Deposits | 4,767,464 |
| TOTAL SHARES & DEPOSITS | 21,386,825 |
| TOTAL LIABILITIES | 21,513,786 |
| Regular Reserve | 0 |
| Other Reserves | 195,189 |
| Undivided Earnings | 2,292,614 |
| TOTAL EQUITY | 2,487,803 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 24,001,589 |
| INCOME & EXPENSE | |
| Loan Income | 601,229 |
| Investment Income | 322,363 |
| Other Income | 122,148 |
| Total Employee Compensation & Benefits | 505,478 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 370,631 |
| Non-operating Income & (Expense) | 1,602 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 204,271 |
| Cost of Funds | 149,976 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | -2,663 |
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