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National Credit Union Service Organization

U.P.S. EMPLOYEES FEDERAL CREDIT UNION

Sep, 30, 2025 — U.P.S. EMPLOYEES FEDERAL CREDIT UNION is a federal credit union headquartered in ONTARIO, CA with 1 branch location and about $48.05 million in total assets. Opened 52 years ago in 1974, U.P.S. EMPLOYEES FEDERAL CREDIT UNION has about 5,207 members and employs 10 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


ABA Routing Number: 322078833
Name:U.P.S. EMPLOYEES FEDERAL CREDIT UNION
Address:
(Main Office)
3110 INLAND EMPIRE BLVD STE A
ONTARIO, CA 91764-6572
Phone:(909) 948-6099
Fax:(909) 484-1167
Website:https://www.upscreditunion.org
Branches:1 branch locations
Members:5,207
Credit Union Type:Federal Credit Union
Charter Number:21532
Membership Type:Service - Transportation
Corporate Credit Union:No
Year Opened:1974
Last Audited:Jun 01, 2025
FHLB Member:No
Low Income Designation:No
Assets:$48,052,626
CEO/Manager:KIMBERLY M DIAZ
Chairperson:Leland Hancock

Call Report

  • Payday Alternative Loans (PAL Loans)
  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 2,711,662
TOTAL INVESTMENTS 0
Loans Held for Sale 0
 
 Real Estate Loans 14,452,573
 Unsecured Loans 4,027,016
 Other Loans 17,168,110
 TOTAL LOANS 35,647,703
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -224,606
 Land And Building 934,352
 Other Fixed Assets 238,979
 NCUSIF (National Credit Union Share Insurance Fund) Deposit 411,779
 All Other Assets 0
  TOTAL ASSETS 48,052,626
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 235,126
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 7,757,368
 Regular shares 28,076,052
 All Other Shares & Deposits 8,232,856
  TOTAL SHARES & DEPOSITS 44,066,276
  TOTAL LIABILITIES 44,301,402
 Regular Reserve 0
 Other Reserves 1,050,506
 Undivided Earnings 2,700,718
  TOTAL EQUITY 3,751,224
  TOTAL LIABILITIES, SHARES, & EQUITY 48,052,626
INCOME & EXPENSE  
 Loan Income 1,460,805
 Investment Income 192,197
 Other Income 205,899
 Total Employee Compensation & Benefits 562,875
 NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense 0
 Total Other Operating Expenses 865,812
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 109,360
 Cost of Funds 259,275
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 239,400
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