Sep, 30, 2025 — DOMINO FEDERAL CREDIT UNION is a federal credit union headquartered in TEXARKANA, TX with 4 branch locations and about $82.29 million in total assets. Opened 53 years ago in 1973, DOMINO FEDERAL CREDIT UNION has about 5,230 members and employs 21 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | DOMINO FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 4702 S Lake Dr TEXARKANA, TX 75501 |
| Phone: | (903) 832-3906 |
| Fax: | (903) 838-2689 |
| Website: | https://www.dominofcu.com |
| Branches: | 4 branch locations |
| Members: | 5,230 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 21383 |
|---|---|
| Membership Type: | Community credit unions, urban or rural, other than those designated 'low income' |
| Corporate Credit Union: | No |
| Year Opened: | 1973 |
| Last Audited: | Sep 01, 2024 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $82,286,358 |
| CEO/Manager: | Joy L Waters |
| Chairperson: | Troy l Ashmore |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 8,320,169 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 10,025,763 |
| Unsecured Loans | 3,687,022 |
| Other Loans | 20,810,526 |
| TOTAL LOANS | 34,523,312 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -250,721 |
| Land And Building | 1,906,214 |
| Other Fixed Assets | 93,067 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 629,088 |
| All Other Assets | 0 |
| TOTAL ASSETS | 82,286,358 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 433,308 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 14,325,494 |
| Regular shares | 24,585,972 |
| All Other Shares & Deposits | 28,877,277 |
| TOTAL SHARES & DEPOSITS | 67,788,744 |
| TOTAL LIABILITIES | 68,222,052 |
| Regular Reserve | 0 |
| Other Reserves | 739,111 |
| Undivided Earnings | 13,325,195 |
| TOTAL EQUITY | 14,064,306 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 82,286,358 |
| INCOME & EXPENSE | |
| Loan Income | 1,970,684 |
| Investment Income | 1,343,498 |
| Other Income | 594,025 |
| Total Employee Compensation & Benefits | 1,194,491 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 1,354,444 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 116,559 |
| Cost of Funds | 792,688 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 863,513 |
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