FCI FEDERAL CREDIT UNION is no longer an active credit union according to the NCUA. If available, you can view their website at https://fcifcu.com for more information.
Sep, 30, 2025 — FCI FEDERAL CREDIT UNION is a federal credit union headquartered in Texarkana, TX with 2 branch locations and about $6.51 million in total assets. Opened 86 years ago in 1940, FCI FEDERAL CREDIT UNION has about 1,023 members and employs 4 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | FCI FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | PO Box 7636 Texarkana, TX 75505 |
| Phone: | (903) 223-6404 |
| Fax: | (903) 838-0761 |
| Website: | https://fcifcu.com |
| Branches: | 2 branch locations |
| Members: | 1,023 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 4195 |
|---|---|
| Membership Type: | Federal, State, Local Government |
| Corporate Credit Union: | No |
| Year Opened: | 1940 |
| Last Audited: | Mar 01, 2022 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $6,505,322 |
| CEO/Manager: | Bree E Fulmer |
| Chairperson: | Richard J Goodsell |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 865,893 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 0 |
| Unsecured Loans | 434,302 |
| Other Loans | 4,314,329 |
| TOTAL LOANS | 4,748,631 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -19,777 |
| Land And Building | 349,619 |
| Other Fixed Assets | 30,505 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 57,246 |
| All Other Assets | 0 |
| TOTAL ASSETS | 6,505,322 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 58,362 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 176,659 |
| Regular shares | 4,317,148 |
| All Other Shares & Deposits | 1,235,143 |
| TOTAL SHARES & DEPOSITS | 5,728,950 |
| TOTAL LIABILITIES | 5,787,312 |
| Regular Reserve | 0 |
| Other Reserves | 200,000 |
| Undivided Earnings | 518,010 |
| TOTAL EQUITY | 718,010 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 6,505,322 |
| INCOME & EXPENSE | |
| Loan Income | 215,222 |
| Investment Income | 4,886 |
| Other Income | 23,048 |
| Total Employee Compensation & Benefits | 141,968 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 159,311 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 2,250 |
| Cost of Funds | 10,260 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | -52,012 |
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