Dec, 31, 2023 — VIDOR TEACHERS FEDERAL CREDIT UNION is a federal credit union headquartered in VIDOR, TX with 1 branch location and about $3.22 million in total assets. Opened 51 years ago in 1973, VIDOR TEACHERS FEDERAL CREDIT UNION has about 492 members offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | VIDOR TEACHERS FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 1255 N Main St VIDOR, TX 77662-3740 |
| Phone: | (409) 769-3348 |
| Fax: | |
| Website: | n/a |
| Branches: | 1 branch locations |
| Members: | 492 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 21368 |
|---|---|
| Membership Type: | Educational |
| Corporate Credit Union: | No |
| Year Opened: | 1973 |
| Last Audited: | Dec 01, 2022 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $3,217,569 |
| CEO/Manager: | Tami Nunez |
| Chairperson: | Deborah Bertrand |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 451,738 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 0 |
| Unsecured Loans | 153,219 |
| Other Loans | 2,280,747 |
| TOTAL LOANS | 2,433,966 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -7,662 |
| Land And Building | 0 |
| Other Fixed Assets | 0 |
| NCUSIF Deposit | 25,695 |
| All Other Assets | 0 |
| TOTAL ASSETS | 3,217,569 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 0 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 0 |
| Regular shares | 1,416,660 |
| All Other Shares & Deposits | 1,308,255 |
| TOTAL SHARES & DEPOSITS | 2,724,915 |
| TOTAL LIABILITIES | 2,724,915 |
| Regular Reserve | 0 |
| Other Reserves | 33,455 |
| Undivided Earnings | 459,199 |
| TOTAL EQUITY | 492,654 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 3,217,569 |
| INCOME & EXPENSE | |
| Loan Income | 93,210 |
| Investment Income | 3,516 |
| Other Income | 680 |
| Total Employee Compensation & Benefits | 41,624 |
| NCUSIF Premiums Expense | 0 |
| Total Other Operating Expenses | 30,260 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 0 |
| Cost of Funds | 50,621 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | -25,099 |
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» See also Statement of Financial Condition