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LIVING IN FULFILLMENT EVERYDAY FEDERAL CREDIT UNION

Sep, 30, 2025 — LIVING IN FULFILLMENT EVERYDAY FEDERAL CREDIT UNION is a federal credit union headquartered in Denton, TX with 2 branch locations and about $28.91 million in total assets. Opened 53 years ago in 1973, LIVING IN FULFILLMENT EVERYDAY FEDERAL CREDIT UNION has about 2,106 members and employs 8 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:LIVING IN FULFILLMENT EVERYDAY FEDERAL CREDIT UNION
Address:
(Main Office)
3351 Unicorn Lake Blvd
Denton, TX 76210
Phone:(940) 565-5423
Fax:(940) 565-6415
Website:https://www.lifefcu.com
Branches:2 branch locations
Members:2,106
Credit Union Type:Federal Credit Union
Charter Number:21279
Membership Type:Community credit unions, urban or rural, other than those designated 'low income'
Corporate Credit Union:No
Year Opened:1973
Last Audited:Aug 01, 2022
FHLB Member:No
Low Income Designation:No
Assets:$28,908,710
CEO/Manager:Dustin Fuller
Chairperson:Anita J Winkles

Call Report

  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 1,714,778
TOTAL INVESTMENTS 0
Loans Held for Sale 0
 
 Real Estate Loans 14,522,772
 Unsecured Loans 1,627,595
 Other Loans 9,710,107
 TOTAL LOANS 25,860,474
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -100,659
 Land And Building 926,820
 Other Fixed Assets 87,723
 NCUSIF (National Credit Union Share Insurance Fund) Deposit 220,620
 All Other Assets 54,753
  TOTAL ASSETS 28,908,710
LIABILITIES & CAPITAL:  
 Dividends Payable 1,033
 Notes & Interest Payable 2,761,909
 Accounts Payable & Other Liabilities 614,473
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 200,000
 Share Drafts 6,876,825
 Regular shares 8,272,589
 All Other Shares & Deposits 8,007,888
  TOTAL SHARES & DEPOSITS 23,157,302
  TOTAL LIABILITIES 26,734,717
 Regular Reserve 0
 Other Reserves 0
 Undivided Earnings 2,173,993
  TOTAL EQUITY 2,173,993
  TOTAL LIABILITIES, SHARES, & EQUITY 28,908,710
INCOME & EXPENSE  
 Loan Income 1,028,502
 Investment Income 491
 Other Income 289,372
 Total Employee Compensation & Benefits 436,601
 NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense 0
 Total Other Operating Expenses 697,162
 Non-operating Income & (Expense) 5,394
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense -48,496
 Cost of Funds 139,450
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 157,152
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